8810 Froude Ave, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 8810 Froude Ave, Surfside, FL 33154

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,693 sqft · built 1959
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Individual Names on File
Last Sale	$1,045,000 (May 2019)
Tax Bill	$21,320 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`14-2235-005-2941`

Property Details

APN / Parcel Number

Primary APN	`14-2235-005-2941`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,693 sqft Living Area
Gross Area	1,855 sqft
1st Floor Area	1,693 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Area	120 sqft

Exterior Amenities

Porch	Porch
Porch Area	125 sqft
Patio Area	605 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	8810 FROUDE AVE
City	SURFSIDE
State	FL
Zip	33154-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0800
Legal Description	35 52 42PB 16-44 NORMANDY BEACH 2ND AMD PL LOT 12BLK 19 LOT SIZE 50.000 X 112 OR 16130-0612 16702-4693 1192 5 COC 25714-3988 06 2007 1
Legal Range	42E
Legal Township	52S
Legal Section	35
Legal Subdivision	NORMANDY BEACH 2ND AMD PL
Legal Block	19
Legal Lot Number	12
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	5
Census Block	5016
Census Tract	3804

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8810 FROUDE AVE, SURFSIDE, FL 33154-3322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
May 14, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019 · Amount on File
Deed Sale	May 14, 2019 · Amount on File
Prior Sale	Jun 27, 2014 · Amount on File
Deed Document Number	2019298598
Deed Book / Page	31441 / 3527
Prior Transfer Date	Jun 14, 2007
Prior Transfer Doc	0000613299
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	Apr 29, 2026
Property Address	8810 FROUDE AVE, SURFSIDE, FL 33154-3322
Document Number	0000290335
Book / Page	35278 / 3150
Instrument Date	Apr 14, 2026
Instrument	2026290335
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 E END AVE, NEW YORK, NY 10028-7503

Mortgage

Document Number	0000290335,
Date	Apr 29, 2026
Book Page	35278/3150
Instrument	2026290335

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 15, 2051

Interest

Rate	6.22%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	8810 FROUDE AVE, SURFSIDE, FL 33154-3322
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 E END AVE, NEW YORK, NY 10028-7503

Mortgage

Document Number	0000018856
Date	Jan 7, 2022
Book Page	32947/565
Instrument	2022R0018856

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	May 14, 2019
Property Address	8810 FROUDE AVE, SURFSIDE, FL 33154-3322
Document Number	0000298598
Book / Page	31441 / 3527
Map Reference	MB 16 PG 44
Instrument Date	May 3, 2019
Instrument	2019R0298598
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PINNACLE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 CH DE LA GRANDE COTE, 34, ROSEMERE XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8810 FROUDE AVE, SURFSIDE, FL 33154-3322

Mortgage

Document Number	0000298599
Date	May 14, 2019
Instrument	2019R0298599

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Surfside Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,320.00 (+7.1%)	$1,022,704 (-7.51%)	$1,305,047 (+18.03%) Land $980,000 Building $325,047
2024	$19,906.00 (+9.95%)
2023	$18,105.00 (+14.46%)	$1,105,723 (+23.28%) Land $772,838 Building $332,885	$1,105,723 (+23.28%) Land $772,838 Building $332,885
2022	$15,818.00	$896,894 Land $560,088 Building $336,806	$896,894 Land $560,088 Building $336,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 201 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	294 units insured incl. 93 condo units
Nearby Flood Claims	12 (2017–2024)
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SURFSIDE serves 5,744 people · EPA ID FL4131424
Water Source	Purchased groundwater from MDWASA - MAIN SYSTEM
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

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