45278 Circle Dr, Callahan, FL 32011 Property Records

Nassau County property record for 45278 Circle Dr, Callahan, FL 32011

Property Summary

Property Type	Vacant Land
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Sep 2018)
Tax Bill	$1,473 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-2N-25-3060-0033-0040`

Property Details

APN / Parcel Number

Primary APN	`28-2N-25-3060-0033-0040`

Exterior

Lot Area	131,551 sqft (3.02 acres)
Patio Area	72 sqft

Utilities, Heating & Cooling

Water Source	Spring/Creek

Location & Zoning

Street Address	45278 CIRCLE DR
City	CALLAHAN
State	FL
Zip	32011-6012
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	OR
Legal Description	PT OF LOTS 33 & 36 IN OR 2220/1163 EAST CALLAHAN PB 1/35
Legal Range	25E
Legal Township	02N
Legal Section	28
Legal Subdivision	EAST CALLAHAN
Legal Lot Number	33,36 36
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2007
Census Tract	50506

Owner

Source: Nassau County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45278 CIRCLE DR, CALLAHAN, FL 32011-6012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2018	Warranty Deed, Transfer · Conventional Mortgage DANIEL N & MARCIA E COHEN
Sep 8, 2018	Warranty Deed, Transfer · Conventional Mortgage DANIEL N & MARCIA E COHEN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 8, 2018 · Amount on Record
Deed Sale	Sep 8, 2018 · Amount on Record
Prior Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	201845027638
Deed Book / Page	2222 / 0145
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 5, 2018
Property Address	45278 CIRCLE DR, CALLAHAN, FL 32011-6012
Document Number	0022201163
Book / Page	002220 / 001163
Instrument Date	Aug 31, 2018
Instrument	45026942
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	GULLET TITLE/INTERLACHEN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45278 CIRCLE DR CALLAHAN FL 320116012, CALLAHAN, FL 32011-6012

Mortgage

Document Number	22201165
Date	Sep 5, 2018
Book Page	002220/001165
Instrument	45026943

Lender

Name	DANIEL N & MARCIA E COHEN
Address	190 S WILDERNESS TRL, PONTE VEDRA BEACH, FL 32082-3847

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 4, 2033

Interest

Rate	10%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 8, 2018
Property Address	45278 CIRCLE DR, CALLAHAN, FL 32011-6012
Document Number	0022220145
Book / Page	002222 / 000145
Instrument Date	Aug 31, 2018
Instrument	45027638
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	GULLETT TITLE INTERLACHEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45278 CIRCLE DR CALLAHAN FL 320116012, CALLAHAN, FL 32011-6012

Mortgage

Document Number	22220147
Date	Sep 8, 2018
Book Page	002222/000147
Instrument	45027639

Lender

Name	DANIEL N & MARCIA E COHEN
Address	190 S WILDERNESS TRL, PONTE VEDRA BEACH, FL 32082-3847

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 7, 2033

Interest

Rate	10%

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,473.00 (+27.2%)	$120,864 (+56.2%) Land $108,720 Building $12,144	$120,864 (+56.2%) Land $108,720 Building $12,144
2024	$1,158.00 (+3.3%)	$77,376 (-) Land $65,232 Building $12,144	$77,376 (-) Land $65,232 Building $12,144
2023	$1,121.00 (+15.81%)	$77,376 (+6.17%) Land $65,232 Building $12,144	$77,376 (+6.17%) Land $65,232 Building $12,144
2022	$968.00	$72,876 Land $65,232 Building $7,644	$72,876 Land $65,232 Building $7,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	2 (2012–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circle Dr

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