7101 Springwater St, Smyrna, TN 37167 Property Records

Rutherford County property record for 7101 Springwater St, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,125 sqft · built 2018
Lot Size	0.489 acres (21,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$498,801 (Aug 2018)
Tax Bill	$3,168 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072A-A-039.00-000`

Property Details

APN / Parcel Number

Primary APN	`072A-A-039.00-000`
Alternative APNs	`072A A 03900` `R0115923`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	14 Plumbing Fixtures
Building Area	3,125 sqft Living Area
1st Floor Area	1,874 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	21,298 sqft (0.489 acres)
Lot Dimensions	243 ft deep x 87.5 ft wide
Garage Type	Attached
Garage Area	893 sqft
Porch	Slab
Porch Area	794 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0115923
Street Address	7101 SPRINGWATER ST
City	SMYRNA
State	TN
Zip	37167-0639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR CREEK SEC 1
Legal Lot Number	6
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	4
Census Block	4034
Census Tract	40806

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7101 SPRINGWATER ST, SMYRNA, TN 37167-0639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit ASCEND FCU
Aug 3, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RELIANT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Deed Document Number	20182160061
Deed Book / Page	1697 / 3027
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	7101 SPRINGWATER ST, SMYRNA, TN 37167-0639
Document Number	RB19142464
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	BRENTWOOD TITLE AND ESCROW LLC, BRENTWOOD TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7101 SPRINGWATER ST SMYRNA TN 371670639, SMYRNA, TN 37167-0639

Mortgage

Document Number	RB19142464
Date	Jun 10, 2020
Book Page	001914/002464
Instrument	2280435

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 9, 2040

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	7101 SPRINGWATER ST, SMYRNA, TN 37167-0639
Document Number	RB17473527
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7101 SPRINGWATER ST SMYRNA TN 371670639, SMYRNA, TN 37167-0639

Mortgage

Document Number	RB17473527
Date	Feb 13, 2019
Book Page	001747/003527
Instrument	2190998

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 12, 2039

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Aug 3, 2018
Property Address	7101 SPRINGWATER ST, SMYRNA, TN 37167-0639
Document Number	RB16973027
Book / Page	001697 / 003027
Instrument Date	Aug 2, 2018
Instrument	2160061
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 1, 2018
Title Company	SOUTHLAND TITLE AND ESCROW COMPANY IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,845.56
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7101 SPRINGWATER ST SMYRNA TN 371670639, SMYRNA, TN 37167-0639

Mortgage

Document Number	RB16973029
Date	Aug 3, 2018
Book Page	001697/003029
Instrument	2160062

Lender

Name	RELIANT BK
Type	Bank
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,825 (+27.8%) Land $55,000 Building $160,825	$863,300 (+27.8%) Land $220,000 Building $643,300
2025	$3,168.00	$168,875 (-) Land $23,750 Building $145,125
2023	$3,168.00	$168,875 Land $23,750 Building $145,125	$675,500 (-) Land $95,000 Building $580,500
2022			$675,500 Land $95,000 Building $580,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	26 (1989–2010)
Claims Outside the SFHA	15 of 26
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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