7027 Springwater St, Smyrna, TN 37167 Property Records

Rutherford County property record for 7027 Springwater St, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	2,704 sqft · built 2019
Lot Size	0.445 acres (19,380 sqft)
Owner	2 Individual Names on File
Last Sale	$429,900 (Mar 2020)
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`072A-A-036.00-000`

Property Details

APN / Parcel Number

Primary APN	`072A-A-036.00-000`
Alternative APNs	`072A A 03600` `R0115920`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,704 sqft Living Area
1st Floor Area	1,689 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	19,380 sqft (0.445 acres)
Lot Dimensions	216 ft deep x 89.6 ft wide
Garage Type	Attached
Garage Area	704 sqft
Porch	Slab
Porch Area	227 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0115920
Street Address	7027 SPRINGWATER ST
City	SMYRNA
State	TN
Zip	37167-1068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR CREEK SEC 1
Legal Lot Number	9
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	4
Census Block	4034
Census Tract	40806

Owner

7027 Springwater St is owned and occupied by two individuals who bought it in March 2020.

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7027 SPRINGWATER ST, SMYRNA, TN 37167-1068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 17, 2020	Deed of Trust, Mortgage · VA Mortgage BOKF NA
Mar 31, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage BOK FIN'L MTG
Jan 15, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FIRST FARMERS & MERCHANTS BK
Nov 1, 2018	Warranty Deed, Construction Loan · Line of Credit SIMMONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020 · Amount on File
Deed Sale	Mar 31, 2020 · Amount on File
Prior Sale	Nov 1, 2018 · Amount on File
Deed Document Number	20202266278
Deed Book / Page	1884 / 2941
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	7027 SPRINGWATER ST, SMYRNA, TN 37167-1068
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023502217
Date	Jun 13, 2023
Book Page	2350/2217
Instrument	2500002

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	7027 SPRINGWATER ST, SMYRNA, TN 37167-1068
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020102690
Date	Dec 17, 2020
Book Page	2010/2690
Instrument	2327129

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Mar 31, 2020
Property Address	7027 SPRINGWATER ST, SMYRNA, TN 37167-1068
Document Number	RB18842941
Book / Page	001884 / 002941
Instrument Date	Mar 30, 2020
Instrument	2266278
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 19, 2020
Title Company	STEWART TITLE, STEWART TITLE CO TENNESSE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7027 SPRINGWATER ST SMYRNA TN 371671068, SMYRNA, TN 37167-1068

Mortgage

Document Number	RB18842944
Date	Mar 31, 2020
Book Page	001884/002944
Instrument	2266279

Lender

Name	BOK FIN'L MTG
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jan 15, 2019
Property Address	7027 SPRINGWATER ST, SMYRNA, TN 37167-1068
Book / Page	001741 / 002302
Instrument Date	Jan 14, 2019
Instrument	2186783
Transaction Type	Construction Loan
Record Updated	Jan 31, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	130 BELLE FOREST CIR NASHVILLE TN 372212104, NASHVILLE, TN 37221-2104

Mortgage

Document Number	RB17412302
Date	Jan 15, 2019
Book Page	001741/002302
Instrument	2186783

Lender

Name	FIRST FARMERS & MERCHANTS BK
Type	Bank
Address	COLUMBIA, TN 38402-1148

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Nov 1, 2018
Property Address	7027 SPRINGWATER ST, SMYRNA, TN 37167-1068
Document Number	RB17241859
Book / Page	001724 / 001859
Instrument Date	Oct 29, 2018
Instrument	2176280
Transaction Type	Construction Loan
Record Updated	Nov 19, 2018
Title Company	SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$956.45
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	350 WILSON PIKE CIR #300 BRENTWOOD TN 370273268, 300, BRENTWOOD, TN 37027-3268
Investor	Possibly a Property Investor

Mortgage

Document Number	RB17241862
Date	Nov 1, 2018
Book Page	001724/001862
Instrument	2176281

Lender

Name	SIMMONS BK
Address	NASHVILLE, TN 37203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 31, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7027 Springwater St was $2,388.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,150 (+33.66%) Land $55,000 Building $115,150	$680,600 Land $220,000 Building $460,600
2025	$2,388.00	$127,300 Land $23,750 Building $103,550
2023	$2,388.00	$127,300 Land $23,750 Building $103,550	$509,200 (-) Land $95,000 Building $414,200
2022			$509,200 Land $95,000 Building $414,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7027 Springwater St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	26 (1989–2010)
Claims Outside the SFHA	15 of 26
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7027 Springwater St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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