7031 Springwater St, Smyrna, TN 37167 Property Records

Rutherford County property record for 7031 Springwater St, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	3,236 sqft · built 2018
Lot Size	0.471 acres (20,527 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,294 (Apr 2019)
Tax Bill	$3,074 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`072A-A-037.00-000`

Property Details

APN / Parcel Number

Primary APN	`072A-A-037.00-000`
Alternative APNs	`072A A 03700` `R0115921`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Building Area	3,236 sqft Living Area
1st Floor Area	1,968 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	20,527 sqft (0.471 acres)
Lot Dimensions	229 ft deep x 89.6 ft wide
Garage Type	Attached
Garage Area	835 sqft
Porch	Slab
Porch Area	296 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0115921
Street Address	7031 SPRINGWATER ST
City	SMYRNA
State	TN
Zip	37167-1068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR CREEK SEC 1
Legal Lot Number	8
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	4
Census Block	4034
Census Tract	40806

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7031 SPRINGWATER ST, SMYRNA, TN 37167-1068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Apr 12, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIFTH THIRD BK
Apr 16, 2019	Quit Claim Deed, Transfer METROPOLITAN ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2019 · Amount on Record
Deed Sale	Apr 12, 2019 · Amount on Record
Prior Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	20192200277
Deed Book / Page	1763 / 1854
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	7031 SPRINGWATER ST, SMYRNA, TN 37167-1068
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20711367
Date	Apr 22, 2021
Book Page	2071/1367
Instrument	2356492

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Apr 12, 2019
Property Address	7031 SPRINGWATER ST, SMYRNA, TN 37167-1068
Document Number	RB17631854
Book / Page	001763 / 001854
Instrument Date	Apr 12, 2019
Instrument	2200277
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 26, 2019
Title Company	BILTMORE TITLE CORPORATION, BILTMORE TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,895.49
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7031 SPRINGWATER ST SMYRNA TN 371671068, SMYRNA, TN 37167-1068

Mortgage

Document Number	RB17631857
Date	Apr 12, 2019
Book Page	001763/001857
Instrument	2200278

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Apr 16, 2019
Property Address	7031 SPRINGWATER ST, SMYRNA, TN 37167-1068
Document Number	RB17633487
Book / Page	001763 / 003487
Instrument Date	Apr 12, 2019
Instrument	2200658
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	METROPOLITAN ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7031 SPRINGWATER ST SMYRNA TN 371671068, SMYRNA, TN 37167-1068

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,250 (+28.34%) Land $55,000 Building $155,250	$841,000 (+28.34%) Land $220,000 Building $621,000
2025	$3,074.00	$163,825 (-) Land $23,750 Building $140,075
2023	$3,074.00	$163,825 Land $23,750 Building $140,075	$655,300 (-) Land $95,000 Building $560,300
2022			$655,300 Land $95,000 Building $560,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	26 (1989–2010)
Claims Outside the SFHA	15 of 26
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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