7102 Springwater St, Smyrna, TN 37167 Property Records

Rutherford County property record for 7102 Springwater St, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,352 sqft · built 2017
Lot Size	0.378 acres (16,457 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,912 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072A-A-006.00-000`

Property Details

APN / Parcel Number

Primary APN	`072A-A-006.00-000`
Alternative APNs	`072A A 00600` `R0115890`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	15 Plumbing Fixtures
Building Area	3,352 sqft Living Area
1st Floor Area	2,252 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	16,457 sqft (0.378 acres)
Lot Dimensions	135 ft deep x 121 ft wide
Garage Type	Attached
Garage Area	806 sqft
Porch	Slab
Porch Area	377 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0115890
Street Address	7102 SPRINGWATER ST
City	SMYRNA
State	TN
Zip	37167-0638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR CREEK SEC 1
Legal Lot Number	39
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	4
Census Block	4034
Census Tract	40806

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7102 SPRINGWATER ST, SMYRNA, TN 37167-0638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	7102 SPRINGWATER ST, SMYRNA, TN 37167-0638
Document Number	RB17703457
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4616 RED TAIL TRL SMYRNA TN 371671090, SMYRNA, TN 37167-1090

Mortgage

Document Number	RB17703457
Date	May 7, 2019
Book Page	001770/003457
Instrument	2204570

Lender

Name	KS STATEBANK
Address	MANHATTAN, KS 66502

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,875 (+29.43%) Land $55,000 Building $145,875	$803,500 (+29.43%) Land $220,000 Building $583,500
2025	$2,912.00	$155,200 (-) Land $23,750 Building $131,450
2023	$2,912.00	$155,200 Land $23,750 Building $131,450	$620,800 (-) Land $95,000 Building $525,800
2022			$620,800 Land $95,000 Building $525,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	26 (1989–2010)
Claims Outside the SFHA	15 of 26
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20