7032 Springwater St, Smyrna, TN 37167 Property Records

Rutherford County property record for 7032 Springwater St, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	3,195 sqft · built 2018
Owner	2 Individual Names on Record
Last Sale	$478,300 (Feb 2019)
Tax Bill	$2,631 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072A-A-034.00-000`

Property Details

APN / Parcel Number

Primary APN	`072A-A-034.00-000`
Alternative APNs	`072A A 03400` `R0115918`

Interior

Plumbing Fixtures	13 Plumbing Fixtures
Building Area	3,195 sqft Living Area
1st Floor Area	1,933 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Dimensions	106 ft deep x 142 ft wide
Garage Type	Attached
Garage Area	640 sqft
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0115918
Street Address	7032 SPRINGWATER ST
City	SMYRNA
State	TN
Zip	37167-1067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR CREEK SEC 1
Legal Lot Number	11
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	4
Census Block	4034
Census Tract	40806

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7032 SPRINGWATER ST, SMYRNA, TN 37167-1067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA
Feb 27, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACOPIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2019 · Amount on Record
Deed Sale	Feb 27, 2019 · Amount on Record
Deed Document Number	20192911
Deed Book / Page	1750 / 3698
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	7032 SPRINGWATER ST, SMYRNA, TN 37167-1067
Transaction Type	Mortgage
Record Updated	Feb 24, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7032 SPRINGWATER ST, SMYRNA, TN 37167-1067

Mortgage

Document Number	0021841000
Date	Dec 17, 2021
Book Page	2184/1000
Instrument	2412058

Lender

Name	TRUIST BANK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	7032 SPRINGWATER ST, SMYRNA, TN 37167-1067
Document Number	RB19142541
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	BRENTWOOD TITLE AND ESCROW LLC, BRENTWOOD TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7032 SPRINGWATER ST SMYRNA TN 371671067, SMYRNA, TN 37167-1067

Mortgage

Document Number	RB19142541
Date	Jun 10, 2020
Book Page	001914/002541
Instrument	2280444

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Feb 27, 2019
Property Address	7032 SPRINGWATER ST, SMYRNA, TN 37167-1067
Document Number	RB17503698
Book / Page	001750 / 003698
Instrument Date	Feb 25, 2019
Instrument	2192911
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2019
Title Company	SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,769.71
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7032 SPRINGWATER ST SMYRNA TN 371671067, SMYRNA, TN 37167-1067

Mortgage

Document Number	RB17503700
Date	Feb 27, 2019
Book Page	001750/003700
Instrument	2192912

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,350 (+31.44%) Land $55,000 Building $129,350	$737,400 (+31.44%) Land $220,000 Building $517,400
2025	$2,631.00	$140,250 (-) Land $23,750 Building $116,500
2023	$2,631.00	$140,250 Land $23,750 Building $116,500	$561,000 (-) Land $95,000 Building $466,000
2022			$561,000 Land $95,000 Building $466,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	26 (1989–2010)
Claims Outside the SFHA	15 of 26
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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