7035 Springwater St, Smyrna, TN 37167 Property Records

Rutherford County property record for 7035 Springwater St, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	3,355 sqft · built 2019
Lot Size	0.471 acres (20,527 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Sep 2023)
Tax Bill	$2,901 (2023)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`072A-A-038.00-000`

Property Details

APN / Parcel Number

Primary APN	`072A-A-038.00-000`
Alternative APNs	`072A A 03800` `R0115922`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Building Area	3,355 sqft Living Area
1st Floor Area	1,866 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	20,527 sqft (0.471 acres)
Lot Dimensions	229 ft deep x 89.6 ft wide
Garage Type	Attached
Garage Area	1,080 sqft
Porch	Patio
Porch Area	437 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0115922
Street Address	7035 SPRINGWATER ST
City	SMYRNA
State	TN
Zip	37167-1068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR CREEK SEC 1
Legal Lot Number	7
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	4
Census Block	4034
Census Tract	40806

Owner

7035 Springwater St is owned and occupied by two individuals who bought it in September 2023.

Source: Rutherford County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7035 SPRINGWATER ST, SMYRNA, TN 37167-1068
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage CANOPY MORTGAGE LLC
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
May 28, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI LEGACY HOME LOANS LLC
Nov 19, 2018	Warranty Deed, Transfer SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L
Nov 15, 2018	Loan Modification, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on File
Deed Sale	Sep 6, 2023 · Amount on File
Prior Sale	May 28, 2019 · Amount on File
Deed Document Number	20232512473
Deed Book / Page	2374 / 3449
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	7035 SPRINGWATER ST, SMYRNA, TN 37167-1068
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7035 SPRINGWATER ST, SMYRNA, TN 37167-1068

Mortgage

Document Number	0025941711
Date	Nov 25, 2025
Book Page	2594/1711
Instrument	2623934

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Sep 6, 2023
Property Address	7035 SPRINGWATER ST, SMYRNA, TN 37167-1068
Document Number	0023743449
Book / Page	2374 / 3449
Map Reference	MB 40 PG 273
Instrument Date	Aug 31, 2023
Instrument	2512473
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TTL SVCS IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7035 SPRINGWATER ST, SMYRNA, TN 37167-1068

Mortgage

Document Number	0002512474
Date	Sep 6, 2023
Instrument	2512474

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	May 28, 2019
Property Address	7035 SPRINGWATER ST, SMYRNA, TN 37167-1068
Document Number	RB17761834
Book / Page	001776 / 001834
Instrument Date	May 23, 2019
Instrument	2207861
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 11, 2019
Title Company	BILTMORE TITLE CORPORATION, BILTMORE TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,983.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7035 SPRINGWATER ST SMYRNA TN 371671068, SMYRNA, TN 37167-1068

Mortgage

Document Number	RB17761836
Date	May 28, 2019
Book Page	001776/001836
Instrument	2207862

Lender

Name	LEGACY HOME LOANS LLC
Type	Bank
Address	NASHVILLE, TN 37215

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 27, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Nov 19, 2018
Property Address	7035 SPRINGWATER ST, SMYRNA, TN 37167-1068
Document Number	RB17282026
Book / Page	001728 / 002026
Instrument Date	Nov 15, 2018
Instrument	2178739
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Transaction

Amount	Amount on Record
Tax	$331.15
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6071 ALMAVILLE RD SMYRNA TN 371675819, SMYRNA, TN 37167-5819

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RUTHERFORD TN
Property Address	7035 SPRINGWATER ST, SMYRNA, TN 37167-1068
Document Number	RB17282028
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,175 (+43.71%) Land $55,000 Building $167,175	$888,700 Land $220,000 Building $668,700
2025		$154,600 Land $23,750 Building $130,850
2023	$2,901.00 (+16.37%)	$154,600 Land $23,750 Building $130,850	$618,400 (-10.75%) Land $95,000 Building $523,400
2022	$2,493.00		$692,900 Land $95,000 Building $597,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7035 Springwater St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	26 (1989–2010)
Claims Outside the SFHA	15 of 26
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7035 Springwater St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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