7105 Springwater St, Smyrna, TN 37167 Property Records

Rutherford County property record for 7105 Springwater St, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	3,386 sqft · built 2019
Lot Size	0.578 acres (25,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$533,275 (Nov 2018)
Tax Bill	$2,834 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072A-A-040.00-000`

Property Details

APN / Parcel Number

Primary APN	`072A-A-040.00-000`
Alternative APNs	`072A A 04000` `R0115924`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Building Area	3,386 sqft Living Area
1st Floor Area	2,112 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	25,160 sqft (0.578 acres)
Lot Dimensions	280 ft deep x 89.6 ft wide
Garage Type	Attached
Garage Area	1,409 sqft
Porch	Patio
Porch Area	244 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0115924
Street Address	7105 SPRINGWATER ST
City	SMYRNA
State	TN
Zip	37167-0639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR CREEK SEC 1
Legal Lot Number	5
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	4
Census Block	4034
Census Tract	40806

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7105 SPRINGWATER ST, SMYRNA, TN 37167-0639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMERCIAL BK
Nov 26, 2019	Deed of Trust, Mortgage · Conventional with PMI COMMERCIAL BK
Nov 20, 2018	Warranty Deed, Construction Loan · Construction Mortgage REGIONS MTG
Nov 2, 2018	Warranty Deed, Transfer SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on Record
Deed Sale	Nov 20, 2018 · Amount on Record
Prior Sale	Nov 2, 2018 · Amount on Record
Deed Document Number	20182178997
Deed Book / Page	1728 / 3037
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	7105 SPRINGWATER ST, SMYRNA, TN 37167-0639
Document Number	RB19412405
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7105 SPRINGWATER ST SMYRNA TN 371670639, SMYRNA, TN 37167-0639

Mortgage

Document Number	RB19412405
Date	Aug 4, 2020
Book Page	001941/002405
Instrument	2293342

Lender

Name	COMMERCIAL BK
Type	Bank
Address	PARIS, TN 38242

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	7105 SPRINGWATER ST, SMYRNA, TN 37167-0639
Document Number	RB18402606
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7105 SPRINGWATER ST SMYRNA TN 371670639, SMYRNA, TN 37167-0639

Mortgage

Document Number	RB18402606
Date	Nov 26, 2019
Book Page	001840/002606
Instrument	2243217

Lender

Name	COMMERCIAL BK
Type	Bank
Address	PARIS, TN 38242

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Nov 20, 2018
Property Address	7105 SPRINGWATER ST, SMYRNA, TN 37167-0639
Document Number	RB17283037
Book / Page	001728 / 003037
Instrument Date	Nov 19, 2018
Instrument	2178997
Transaction Type	Construction Loan
Record Updated	Dec 11, 2018
Title Company	SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,973.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7105 SPRINGWATER ST SMYRNA TN 371670639, SMYRNA, TN 37167-0639

Mortgage

Document Number	RB17283040
Date	Nov 20, 2018
Book Page	001728/003040
Instrument	2178998

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2048

Interest

Rate Type	Fixed Rate
Rate	2.5%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Nov 2, 2018
Property Address	7105 SPRINGWATER ST, SMYRNA, TN 37167-0639
Document Number	RB17242660
Book / Page	001724 / 002660
Instrument Date	Oct 30, 2018
Instrument	2176424
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Transaction

Amount	Amount Recorded
Tax	$331.15
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7105 SPRINGWATER ST SMYRNA TN 371670639, SMYRNA, TN 37167-0639

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,500 (+30.09%) Land $55,000 Building $141,500	$786,000 (+30.09%) Land $220,000 Building $566,000
2025	$2,834.00	$151,050 (-) Land $23,750 Building $127,300
2023	$2,834.00	$151,050 Land $23,750 Building $127,300	$604,200 (-) Land $95,000 Building $509,200
2022			$604,200 Land $95,000 Building $509,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	26 (1989–2010)
Claims Outside the SFHA	15 of 26
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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