Rutherford County property record for 7108 Springwater St, Smyrna, TN 37167
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,606 sqft · built 2017 |
| Lot Size | 0.276 acres (12,029 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Mar 2023) |
| Tax Bill | $2,922 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072A-A-005.00-000 |
| Primary APN | 072A-A-005.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Building Area | 3,606 sqft Living Area |
| 1st Floor Area | 2,293 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 12,029 sqft (0.276 acres) |
| Lot Dimensions | 135 ft deep x 89.1 ft wide |
| Garage Type | Attached |
| Garage Area | 741 sqft |
| Porch | Slab |
| Porch Area | 492 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | R0115889 |
|---|---|
| Street Address | 7108 SPRINGWATER ST |
| City | SMYRNA |
| State | TN |
| Zip | 37167-0638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CLEAR CREEK SEC 1 |
| Legal Lot Number | 40 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 40806 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7108 SPRINGWATER ST, SMYRNA, TN 37167-0638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NBKC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2023 · Amount on Record |
| Deed Sale | Mar 24, 2023 · Amount on Record |
| Prior Sale | Oct 9, 2018 · Amount on Record |
| Deed Document Number | 20232488674 |
| Deed Book / Page | 2328 / 2478 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Mar 24, 2023 |
| Property Address | 7108 SPRINGWATER ST, SMYRNA, TN 37167-0638 |
| Document Number | 0023282478 |
| Book / Page | 2328 / 2478 |
| Map Reference | MB 1620 PG 1802 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2488674 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Title Company | NOT AVAILABLE, BILTMORE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7108 SPRINGWATER ST, SMYRNA, TN 37167-0638 |
| Document Number | 0023282481 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 2328-2481 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 7108 SPRINGWATER ST, SMYRNA, TN 37167-0638 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20222891 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 2022/2891 |
| Instrument | 2332784 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 7108 SPRINGWATER ST, SMYRNA, TN 37167-0638 |
| Document Number | RB18911838 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7108 SPRINGWATER ST SMYRNA TN 371670638, SMYRNA, TN 37167-0638 |
| Document Number | RB18911838 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 001891/001838 |
| Instrument | 2269390 |
| Name | NBKC BK |
|---|---|
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2050 |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,450 (+29.36%) Land $55,000 Building $146,450 | $805,800 (+29.36%) Land $220,000 Building $585,800 | |
| 2025 | $2,922.00 | $155,725 (-) Land $23,750 Building $131,975 | |
| 2023 | $2,922.00 | $155,725 Land $23,750 Building $131,975 | $622,900 (-) Land $95,000 Building $527,900 |
| 2022 | $622,900 Land $95,000 Building $527,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 26 (1989–2010) |
| Claims Outside the SFHA | 15 of 26 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures