Rutherford County property record for 7109 Springwater St, Smyrna, TN 37167
| Property Type | Single Family Home |
|---|---|
| Details | 2,645 sqft · built 2019 |
| Lot Size | 0.593 acres (25,823 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $700,000 (Nov 2024) |
| Tax Bill | $2,440 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072A-A-041.00-000 |
| Primary APN | 072A-A-041.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Building Area | 2,645 sqft Living Area |
| 1st Floor Area | 1,682 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 25,823 sqft (0.593 acres) |
| Lot Dimensions | 288 ft deep x 89.6 ft wide |
| Garage Type | Attached |
| Garage Area | 836 sqft |
| Porch | Patio |
| Porch Area | 212 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Account Number | R0115925 |
|---|---|
| Street Address | 7109 SPRINGWATER ST |
| City | SMYRNA |
| State | TN |
| Zip | 37167-0639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CLEAR CREEK SEC 1 |
| Legal Lot Number | 4 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 40806 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7109 SPRINGWATER ST, SMYRNA, TN 37167-0639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Apr 23, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage FRANKLIN SYNERGY BK |
| Oct 23, 2018 | Trustee's Deed, Construction Loan · Line of Credit SIMMONS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on Record |
| Deed Sale | Nov 15, 2024 · Amount on Record |
| Prior Sale | Apr 23, 2019 · Amount on Record |
| Deed Document Number | 20242570864 |
| Deed Book / Page | 2488 / 2456 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 7109 SPRINGWATER ST, SMYRNA, TN 37167-0639 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20491690 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 2049/1690 |
| Instrument | 2345790 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Apr 23, 2019 |
| Property Address | 7109 SPRINGWATER ST, SMYRNA, TN 37167-0639 |
| Document Number | RB17653934 |
| Book / Page | 001765 / 003934 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 2201909 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 8, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,643.64 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7109 SPRINGWATER ST SMYRNA TN 371670639, SMYRNA, TN 37167-0639 |
| Document Number | RB17653937 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 001765/003937 |
| Instrument | 2201910 |
| Name | FRANKLIN SYNERGY BK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 22, 2034 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Oct 23, 2018 |
| Property Address | 7109 SPRINGWATER ST, SMYRNA, TN 37167-0639 |
| Book / Page | 001721 / 002420 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 2174620 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 12, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 350 WILSON PIKE CIR #300 BRENTWOOD TN 370273268, 300, BRENTWOOD, TN 37027-3268 |
| Investor | Possibly a Property Investor |
| Document Number | RB17212420 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 001721/002420 |
| Instrument | 2174620 |
| Name | SIMMONS BK |
|---|---|
| Address | NASHVILLE, TN 37203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 22, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,250 (+33.19%) Land $55,000 Building $118,250 | $693,000 (+33.19%) Land $220,000 Building $473,000 | |
| 2025 | $2,440.00 | $130,075 (-) Land $23,750 Building $106,325 | |
| 2023 | $2,440.00 | $130,075 Land $23,750 Building $106,325 | $520,300 (-) Land $95,000 Building $425,300 |
| 2022 | $520,300 Land $95,000 Building $425,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 26 (1989–2010) |
| Claims Outside the SFHA | 15 of 26 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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