7098 Simpson Rd, Ovid, MI 48866 Property Records

Shiawassee County property record for 7098 Simpson Rd, Ovid, MI 48866

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,580 sqft · built 2005
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Mar 2015)
Tax Bill	$3,002 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-23-200-001-02`

Property Details

APN / Parcel Number

Primary APN	`005-23-200-001-02`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,580 sqft Heated Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	91,476 sqft (2.1 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7098 SIMPSON RD
City	OVID
State	MI
Zip	48866-9565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	SEC 23 T7N R1E COM N0032'39!W 411.92 FT& S8746'11!W ON CLN OF SIMPSON ROAD 286.56 FT FROM E 14 POST OF SEC CONTINUING S8745'1
Legal Range	01E
Legal Township	07N
Legal Section	23
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3026
Census Tract	30200

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7098 SIMPSON RD, OVID, MI 48866-9565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2015 · Amount on Record
Deed Sale	Mar 19, 2015 · Amount on Record
Deed Document Number	20153271418
Deed Book / Page	1208 / 228
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	7098 SIMPSON RD, OVID, MI 48866-9565
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7098 SIMPSON RD, OVID, MI 48866-9565

Mortgage

Document Number	0013340488
Date	Jan 14, 2026
Book Page	1334/488
Instrument	3399044

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	7098 SIMPSON RD, OVID, MI 48866-9565
Document Number	0012650405
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Mortgage

Document Number	0012650405
Date	Jan 27, 2020
Book Page	001265/000405
Instrument	3329034

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Middlebury Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,500 (+2.34%)	$289,000 (+2.34%)
2025	$3,002.00 (+2.95%) Homeowner's exemption Additional exemption filed	$141,200 (+22.57%)	$282,400 (+22.57%)
2024	$2,916.00 (+9.79%)
2023	$2,656.00 Homeowner's exemption Additional exemption filed	$115,200	$230,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Simpson Rd

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