606 Harborview Dr, Smithville, MO 64089 Property Records

Clay County property record for 606 Harborview Dr, Smithville, MO 64089 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,264 sqft · built 1992
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Tax Bill	$6,464 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-319-00-02-012.00`

Property Details

APN / Parcel Number

Primary APN	`05-319-00-02-012.00`
Alternative APNs	`0531900020120001` `5319000201200` `268430`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,264 sqft Living Area
Gross Area	6,056 sqft
1st Floor Area	2,075 sqft
Basement Area	2,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	201 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	606 HARBORVIEW DR
City	SMITHVILLE
State	MO
Zip	64089-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBORVIEW SUBDIVISION PHASE 2 LT 7 & N1/2 LT 6
Legal Range	33W
Legal Township	53N
Legal Section	12
Legal Subdivision	HARBORVIEW SUBDIVISION PHASE 2
Legal Phase	2
Legal Lot Number	7,6
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1000
Census Tract	22000

Owner

Source: Clay County records · APN 05-319-00-02-012.00

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	606 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2012
Deed Sale	Dec 17, 2012
Prior Sale	May 26, 2011
Deed Document Number	201248848
Deed Book / Page	6994 / 49
Last Transfer Date	Jun 16, 2023
Transfer Doc	0000023422
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jul 31, 2026
Property Address	606 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Document Number	0000020999
Book / Page	10222 / 17
Instrument Date	Jul 29, 2026
Instrument	202620999
Transaction Type	Transfer
Record Updated	Aug 07, 2026
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 HARBORVIEW DR, SMITHVILLE, MO 64089-9604

Mortgage

Document Number	0000021052,
Date	Jul 31, 2026
Instrument	202621052

Lender

Name	FINANCIAL CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,464.00 (+13.9%)	$90,820 (+10.5%)	$478,000 (+10.5%)
2023	$5,675.00 (+22.7%)	$82,190	$432,578
2019	$4,625.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.