603 Harborview Dr, Smithville, MO 64089 Property Records

Clay County property record for 603 Harborview Dr, Smithville, MO 64089

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,990 sqft · built 1995
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$190,800 (Jun 1998)
Tax Bill$4,095 (2024)
Deeds & MortgagesJan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-319-00-01-024.00

Property Details

APN / Parcel Number

Primary APN05-319-00-01-024.00
Alternative APNs
  • 0531900010240001
  • 5319000102400
  • 237465

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,990 sqft Living Area
Gross Area4,134 sqft
1st Floor Area1,284 sqft
Basement Area1,284 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBi-Level
Exterior MaterialWood Siding
Roof MaterialWood Shingle
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions185 ft deep x 76 ft wide
Garage TypeAttached
Garage Area680 sqft
Parking Spaces3 Parking Spaces
PorchScreened Porch
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address603 HARBORVIEW DR
CitySMITHVILLE
StateMO
Zip64089-9604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBORVIEW SUBDIVISION PHASE 2 LT 3
Legal Range33W
Legal Township53N
Legal Section12
Legal SubdivisionHARBORVIEW SUBDIVISION PHASE 2
Legal Phase2
Legal Lot Number3
JurisdictionCLAY MO
Township / Civil DivisionPLATTE
Census Block Group1
Census Block1000
Census Tract22000

Owner

Source: Clay County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address31 NE 75TH AVE, PORTLAND, OR 97213-6363
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 1998 · Amount on Record
Deed SaleJun 22, 1998 · Amount on Record
Deed Document Number199897023
Deed Book / Page2845 / 939
Last Transfer DateJul 15, 2021
Transfer Doc0000030920
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address603 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Document Number0000007476
Instrument DateJan 30, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address603 HARBORVIEW DR SMITHVILLE MO 640899604, SMITHVILLE, MO 64089-9604

Mortgage

Document Number0000007476
DateMar 9, 2017
Book Page007919/000188
Instrument7476
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 8, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$66,140 (+18.59%)$348,105 (+18.59%)
2024$4,095.00 (+6.34%)
2023$3,851.00 (+21.94%)$55,770$293,526
2019$3,158.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims33 (1981–2016)
Claims Outside the SFHA12 of 33
Most Recent ClaimMay 2016 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
United Fiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harborview Dr

Nearby Streets

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