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608 Harborview Dr, Smithville, MO 64089 Property Records

Clay County property record for 608 Harborview Dr, Smithville, MO 64089

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,149 sqft · built 1994
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Tax Bill$5,619 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-319-00-02-011.00

Property Details

APN / Parcel Number

Primary APN05-319-00-02-011.00
Alternative APNs
  • 0531900020110001
  • 5319000201100
  • 325176

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,149 sqft Living Area
Gross Area4,355 sqft
1st Floor Area1,704 sqft
Basement Area1,660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleBi-Level
Exterior MaterialWood Siding
Roof MaterialWood Shingle
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions204 ft deep x 77 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchCovered Wood Porch
Deck Area336 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address608 HARBORVIEW DR
CitySMITHVILLE
StateMO
Zip64089-9604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBORVIEW SUBDIVISION PHASE 2 LT 8
Legal Range33W
Legal Township53N
Legal Section12
Legal SubdivisionHARBORVIEW SUBDIVISION PHASE 2
Legal Phase2
Legal Lot Number8
JurisdictionCLAY MO
Township / Civil DivisionPLATTE
Census Block Group1
Census Block1000
Census Tract22000

Owner

Source: Clay County records · APN 05-319-00-02-011.00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address608 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Deed of Trust, Mortgage · Line of Credit
COMMUNITYAMERICA CU
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2021
Deed SaleNov 12, 2021
Prior SaleAug 28, 2007 · Amount on Record
Deed Document Number202148972
Deed Book / Page9230 / 158
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address608 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025259
DateJun 11, 2021
Book Page9081/103
Instrument2021025259
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address608 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11322 N NASHUA DR, KANSAS CITY, MO 64155-1133

Mortgage

Document Number0000050948
DateNov 29, 2021
Book Page9243/64
Instrument2021050948
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,619.00 (+14.05%)$78,960 (+10.67%)$415,579 (+10.67%)
2023$4,927.00 (+42.77%)$71,350$375,526
2019$3,451.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470220001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims33 (1981–2016)
Claims Outside the SFHA12 of 33
Most Recent ClaimMay 2016 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 369 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
United Electric Cooperative
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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