614 Harborview Dr, Smithville, MO 64089 Property Records

Clay County property record for 614 Harborview Dr, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,553 sqft · built 1987
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$282,610 (Sep 2025)
Tax Bill	$5,511 (2025)
Deeds & Mortgages	May 2025 Line of Credit Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-319-00-02-008.00`

Property Details

APN / Parcel Number

Primary APN	`05-319-00-02-008.00`
Alternative APNs	`0531900020080001` `5319000200800` `237468`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,553 sqft Living Area
Gross Area	4,494 sqft
1st Floor Area	1,268 sqft
Basement Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	238 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	614 HARBORVIEW DR
City	SMITHVILLE
State	MO
Zip	64089-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBORVIEW SUBDIVISION PHASE 1 LT 29
Legal Range	33W
Legal Township	53N
Legal Section	12
Legal Subdivision	HARBORVIEW SUBDIVISION PHASE 1
Legal Phase	1
Legal Lot Number	29
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1000
Census Tract	22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	614 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 29, 2025	Warranty Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL CORP
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 29, 2018	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Aug 27, 1999 · Amount on Record
Deed Document Number	202525020
Deed Book / Page	10021 / 70
Prior Transfer Date	Apr 23, 2012
Prior Transfer Doc	0000015806
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	614 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 HARBORVIEW DR, SMITHVILLE, MO 64089-9604

Mortgage

Document Number	0000012385
Date	May 23, 2025
Book Page	9941/120
Instrument	2025012385

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Sep 29, 2025
Property Address	614 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Document Number	0000025020
Book / Page	10021 / 70
Instrument Date	Sep 15, 2025
Instrument	2025025020
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 HARBORVIEW DR, SMITHVILLE, MO 64089-9604

Mortgage

Document Number	0000025124
Date	Sep 29, 2025
Instrument	2025025124

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	614 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003197
Date	Jan 22, 2021
Book Page	8939/127
Instrument	2021003197

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28285

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Aug 29, 2018
Property Address	614 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Document Number	0000028399
Book / Page	008270 / 000119
Instrument Date	Aug 28, 2018
Instrument	28399
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	SECURED TITLE/KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	614 HARBORVIEW DR SMITHVILLE MO 640899604, SMITHVILLE, MO 64089-9604

Mortgage

Document Number	28473
Date	Aug 29, 2018
Book Page	008270/000193
Instrument	28473

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,511.00 (+12.49%)	$77,430 (+9.13%)	$407,526 (+9.13%)
2023	$4,899.00 (+24.85%)	$70,950	$373,421
2019	$3,924.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	33 (1981–2016)
Claims Outside the SFHA	12 of 33
Most Recent Claim	May 2016 · rainfall accumulation
Claims by Event	Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
United Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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