Clay County property record for 604 Harborview Dr, Smithville, MO 64089 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,326 sqft · built 1992 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,400 (Apr 2015) |
| Tax Bill | $4,982 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-319-00-02-014.00 |
| Primary APN | 05-319-00-02-014.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,326 sqft Living Area |
| Gross Area | 4,576 sqft |
| 1st Floor Area | 1,666 sqft |
| Basement Area | 1,650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Modern |
| Exterior Material | Wood Siding |
| Roof Material | Wood Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 180 ft deep x 131 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 308 sqft |
| Patio Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 604 HARBORVIEW DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBORVIEW SUBDIVISION PHASE 2 LT 5 & S1/2 LT 6 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | HARBORVIEW SUBDIVISION PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 5,6 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 22000 |
Source: Clay County records · APN 05-319-00-02-014.00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2015 · Amount on Record |
| Deed Sale | Apr 21, 2015 · Amount on Record |
| Prior Sale | Nov 27, 2013 · Amount on Record |
| Deed Document Number | 201511860 |
| Deed Book / Page | 7478 / 109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 604 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 604 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Document Number | 0000049148 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 9232/8 |
| Instrument | 2021049148 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,982.00 (+15.78%) | $70,000 (+12.32%) | $368,421 (+12.32%) |
| 2023 | $4,303.00 (+24.36%) | $62,320 | $328,000 |
| 2019 | $3,460.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470220001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| United Electric Cooperative | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 35 |
| Wisper ISP | Fixed Wireless (licensed-by-rule) | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures