612 Harborview Dr, Smithville, MO 64089 Property Records

Clay County property record for 612 Harborview Dr, Smithville, MO 64089 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,196 sqft · built 1994
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Company Names on File
Last Sale	$223,900 (Mar 2017)
Tax Bill	$4,895 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05-319-00-02-009.00`

Property Details

APN / Parcel Number

Primary APN	`05-319-00-02-009.00`
Alternative APNs	`0531900020090001` `5319000200900` `324656`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,196 sqft Living Area
Gross Area	3,658 sqft
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	238 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	612 HARBORVIEW DR
City	SMITHVILLE
State	MO
Zip	64089-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBORVIEW SUBDIVISION PHASE 2 LT 10
Legal Range	33W
Legal Township	53N
Legal Section	12
Legal Subdivision	HARBORVIEW SUBDIVISION PHASE 2
Legal Phase	2
Legal Lot Number	10
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1000
Census Tract	22000

Owner

Source: Clay County records · APN 05-319-00-02-009.00

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	612 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Jun 25, 2025	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Mar 18, 2026	Intrafamily Transfer, Transfer
Apr 03, 2025	Intrafamily Transfer, Transfer
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Mar 21, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2017 · Amount on Record
Deed Sale	Mar 21, 2017 · Amount on Record
Prior Sale	Jan 06, 1999 · Amount on Record
Deed Document Number	20178860
Deed Book / Page	7926 / 151
Last Transfer Date	Apr 03, 2025
Transfer Doc	0000007356
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	612 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 HARBORVIEW DR, SMITHVILLE, MO 64089-9604

Mortgage

Document Number	0000018941
Date	Jun 07, 2022
Book Page	9382/97
Instrument	2022018941

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	612 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 HARBORVIEW DR, SMITHVILLE, MO 64089-9604

Mortgage

Document Number	0000015406
Date	Jun 25, 2025
Book Page	9961/38
Instrument	2025015406

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Mar 18, 2026
Property Address	612 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Document Number	0000006928
Book / Page	10127 / 52
Instrument Date	Mar 16, 2026
Instrument	2026006928
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	612 HARBORVIEW DR, SMITHVILLE, MO 64089-9604

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Apr 03, 2025
Property Address	612 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Document Number	0000007356
Book / Page	9909 / 53
Instrument Date	Apr 03, 2025
Instrument	2025007356
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 HARBORVIEW DR, SMITHVILLE, MO 64089-9604

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	612 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035787
Date	Oct 19, 2017
Book Page	8070/075
Instrument	2017035787

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	612 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045668
Date	Nov 25, 2020
Book Page	8879/1
Instrument	2020045668

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Mar 21, 2017
Property Address	612 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Document Number	0000008860
Book / Page	7926 / 151
Instrument Date	Mar 20, 2017
Instrument	2017008860
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 DHARBORVIEW DR, SMITHVILLE, MO 64089

Mortgage

Document Number	0000008861
Date	Mar 21, 2017
Instrument	2017008861

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,895.00 (+9.17%)	$68,780 (+10.74%)	$362,000 (+10.74%)
2024	$4,484.00 (+4.55%)
2023	$4,289.00 (+25.15%)	$62,110	$326,894
2019	$3,427.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470220001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Nearby Flood Policies	21 in force
Nearby Flood Claims	33 (1981–2016)
Claims Outside the SFHA	12 of 33
Most Recent Claim	May 2016, rainfall accumulation
Claims By Storm	Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
United Electric Cooperative	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 35
Wisper ISP	Fixed Wireless (licensed-by-rule)	400 / 30
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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