Clay County property record for 610 Harborview Dr, Smithville, MO 64089 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,597 sqft · built 1998 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,723 (Jun 2026) |
| Tax Bill | $6,390 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-319-00-02-010.00 |
| Primary APN | 05-319-00-02-010.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,597 sqft Living Area |
| Gross Area | 5,076 sqft |
| 1st Floor Area | 1,629 sqft |
| Basement Area | 1,561 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Wood Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 215 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 808 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 242 sqft |
| Patio Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 610 HARBORVIEW DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBORVIEW SUBDIVISION PHASE 2 LT 9 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | HARBORVIEW SUBDIVISION PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 22000 |
Source: Clay County records · APN 05-319-00-02-010.00
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 610 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 29, 2026 | Quit Claim Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORPORATION |
| Mar 04, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Jun 01, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on Record |
| Deed Sale | Jun 29, 2026 · Amount on Record |
| Prior Sale | Jun 01, 2021 · Amount on Record |
| Deed Document Number | 202617637 |
| Deed Book / Page | 10199 / 122 |
| Prior Transfer Date | Jun 24, 2026 |
| Prior Transfer Doc | 0000017637 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jun 29, 2026 |
| Property Address | 610 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Document Number | 0000017637 |
| Book / Page | 10199 / 122 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202617637 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2026 |
| Title Company | SUMMIT TITLE SERVICES LLC, SUMMIT TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 610 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Document Number | 0000017638, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202617638 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2041 |
| Rate | 5.71% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 610 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 610 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Document Number | 0000007474 |
|---|---|
| Date | Mar 04, 2022 |
| Book Page | 9316/92 |
| Instrument | 2022007474 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Dec 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jun 01, 2021 |
| Property Address | 610 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Document Number | 0000023384 |
| Book / Page | 9070 / 50 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021023384 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 610 HARBORVIEW DR, SMITHVILLE, MO 64089-9604 |
| Document Number | 0000023385 |
|---|---|
| Date | Jun 01, 2021 |
| Instrument | 2021023385 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2036 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,390.00 (+13.48%) | $89,790 (+10.1%) | $472,579 (+10.1%) |
| 2023 | $5,631.00 (+31.9%) | $81,550 | $429,210 |
| 2019 | $4,269.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470220001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Nearby Flood Policies | 21 in force 5 of 21 on primary residences |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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