605 Harborview Dr, Smithville, MO 64089 Property Records

Clay County property record for 605 Harborview Dr, Smithville, MO 64089

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,233 sqft · built 1992
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on Record
Last Sale$274,400 (May 2020)
Tax Bill$4,336 (2024)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-319-00-01-023.00

Property Details

APN / Parcel Number

Primary APN05-319-00-01-023.00
Alternative APNs
  • 0531900010230001
  • 5319000102300
  • 237464

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,233 sqft Living Area
Gross Area4,208 sqft
1st Floor Area991 sqft
Basement Area963 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleBi-Level
Exterior MaterialWood Siding
Roof MaterialWood Shingle
Lot Area16,988 sqft (0.39 acres)
Lot Dimensions218 ft deep x 77 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address605 HARBORVIEW DR
CitySMITHVILLE
StateMO
Zip64089-9604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBORVIEW SUBDIVISION PHASE 2 LT 2
Legal Range33W
Legal Township53N
Legal Section12
Legal SubdivisionHARBORVIEW SUBDIVISION PHASE 2
Legal Phase2
Legal Lot Number2
JurisdictionCLAY MO
Township / Civil DivisionPLATTE
Census Block Group1
Census Block1000
Census Tract22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9739 BAY HILL DR, LONE TREE, CO 80124-3182
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2020 · Amount on Record
Deed SaleMay 21, 2020 · Amount on Record
Deed Document Number202016240
Deed Book / Page8684 / 106
Last Transfer DateMar 13, 2025
Transfer Doc0000005723
Record UpdatedSep 20, 2026

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY MO
Recording DateMay 21, 2020
Property Address605 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Document Number0000016240
Book / Page8684 / 106
Instrument DateMay 15, 2020
Instrument2020016240
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address605 HARBORVIEW DR, 605, SMITHVILLE, MO 64089-9604

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address605 HARBORVIEW DR, SMITHVILLE, MO 64089-9604

Mortgage

Document Number0000016241
DateMay 21, 2020
Instrument2020016241
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$66,290 (+10.37%)$348,895 (+10.37%)
2024$4,336.00 (+4.56%)
2023$4,147.00 (+38.56%)$60,060$316,105
2019$2,993.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims33 (1981–2016)
Claims Outside the SFHA12 of 33
Most Recent ClaimMay 2016 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
United Fiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harborview Dr

Nearby Streets

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