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601 Harborview Dr, Smithville, MO 64089 Property Records

Clay County property record for 601 Harborview Dr, Smithville, MO 64089

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,054 sqft · built 1991
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Tax Bill$5,659 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-319-00-01-025.00

Property Details

APN / Parcel Number

Primary APN05-319-00-01-025.00
Alternative APNs
  • 0531900010250001
  • 5319000102500
  • 245943

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,054 sqft Living Area
Gross Area5,122 sqft
1st Floor Area1,410 sqft
Basement Area1,392 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleBi-Level
Exterior MaterialWood Siding
Roof MaterialWood Shingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions163 ft deep x 70 ft wide
Garage TypeAttached
Garage Area640 sqft
Parking Spaces3 Parking Spaces
PorchCovered Wood Porch
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address601 HARBORVIEW DR
CitySMITHVILLE
StateMO
Zip64089-9604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBORVIEW SUBDIVISION PHASE 2 LT 4
Legal Range33W
Legal Township53N
Legal Section12
Legal SubdivisionHARBORVIEW SUBDIVISION PHASE 2
Legal Phase2
Legal Lot Number4
JurisdictionCLAY MO
Township / Civil DivisionPLATTE
Census Block Group1
Census Block1000
Census Tract22000

Owner

Source: Clay County records · APN 05-319-00-01-025.00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address601 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2006
Deed SaleAug 31, 2006
Prior SaleJun 03, 2004 · Amount on Record
Deed Document Number200638652
Deed Book / Page5483 / 51
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address601 HARBORVIEW DR, SMITHVILLE, MO 64089-9604
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018161
DateJun 01, 2022
Book Page9377/171
Instrument2022018161
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 15, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,659.00 (+13.95%)$79,520 (+10.57%)$418,526 (+10.57%)
2023$4,966.00 (+23.84%)$71,920$378,526
2019$4,010.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), as of May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470220001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims33 (1981–2016)
Claims Outside the SFHA12 of 33
Most Recent ClaimMay 2016 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
United Electric Cooperative
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 369 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harborview Dr

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