55031 Bear Run Rd, Callahan, FL 32011 Property Records

Nassau County property record for 55031 Bear Run Rd, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,151 sqft · built 2003
Lot Size	5.45 acres (237,476 sqft)
Owner	2 Owner Names on File
Last Sale	$214,900 (Feb 2003)
Tax Bill	$2,152 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`46-2N-25-197D-0014-0160`

Property Details

APN / Parcel Number

Primary APN	`46-2N-25-197D-0014-0160`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,151 sqft Heated Area
Gross Area	3,045 sqft
1st Floor Area	2,151 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	237,476 sqft (5.45 acres)
Garage Area	487 sqft
Porch	Enclosed Porch
Porch Area	407 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	55031 BEAR RUN RD
City	CALLAHAN
State	FL
Zip	32011-5546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 14 LOT 16 IN OR 1112/1196 CONSERV ESMT PT OR 929/824 SPRING LAKE EST 4 REPLAT PB 6/177
Legal Range	25E
Legal Township	02N
Legal Section	46
Legal Subdivision	SPRING LAKE EST 4
Legal Block	14
Legal Lot Number	16
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2009
Census Tract	50506

Owner

Source: Nassau County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	55031 BEAR RUN RD, CALLAHAN, FL 32011-5546
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Feb 10, 2017	Loan Modification, Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 7, 2003 · Amount on Record
Deed Sale	Feb 7, 2003 · Amount on Record
Prior Sale	Sep 9, 2002 · Amount on Record
Deed Document Number	0011121196
Deed Book / Page	1112 / 1196
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	55031 BEAR RUN RD, CALLAHAN, FL 32011-5546
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55031 BEAR RUN RD, CALLAHAN, FL 32011-5546

Mortgage

Document Number	0025671843
Date	Jun 6, 2022
Book Page	2567/1843
Instrument	202245020060

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.75%
Index	5-Year CMT
Margin	2
Max Rate	8.75%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	55031 BEAR RUN RD, CALLAHAN, FL 32011-5546
Document Number	0021031637
Book / Page	002103 / 001637
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55031 BEAR RUN RD CALLAHAN FL 320115546, CALLAHAN, FL 32011-5546

Mortgage

Document Number	0021031637
Date	Mar 1, 2017
Book Page	002103/001637
Instrument	6087

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 28, 2037

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,152.00 (+1.56%) Homeowner's exemption	$180,555 (+2.9%)	$388,285 (+3.91%) Land $55,000 Building $333,285
2024	$2,119.00 (+1.78%) Homeowner's exemption	$175,466 (+3%)	$373,687 (+5.06%) Land $55,000 Building $318,687
2023	$2,082.00 (+11.16%) Homeowner's exemption	$170,355 (+3%)	$355,695 (+25.97%) Land $50,000 Building $305,695
2022	$1,873.00 Homeowner's exemption	$165,393	$282,360 Land $50,000 Building $232,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	2 (2012–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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