401 W Thomas St, Leonard, TX 75452 Property Records

Fannin County property record for 401 W Thomas St, Leonard, TX 75452

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,216 sqft · built 1987
Lot Size	0.334 acres (14,580 sqft)
Owner	Individual Name on Record
Tax Bill	$6,289 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9205-003-0040-02`

Property Details

APN / Parcel Number

Primary APN	`9205-003-0040-02`
Alternative APN	`90589`

Interior

Full Baths	2 Baths
Building Area	2,216 sqft Living Area
1st Floor Area	2,216 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1987
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	14,580 sqft (0.334 acres)
Lot Dimensions	161 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Porch
Porch Area	120 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9205-003-0040-02
Old Parcel Number	90589
Street Address	401 W THOMAS ST
City	LEONARD
State	TX
Zip	75452-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUDDERTH ADDN 4, BLOCK 3, LOT 4
Legal Subdivision	SUDDERTH ADD 04
Legal Block	3
Legal Lot Number	4
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	1
Census Block	1002
Census Tract	950701

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	401 W THOMAS ST, LEONARD, TX 75452-2435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Aug 25, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 28, 2022	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 11, 2017	Deed of Trust, Mortgage · Line of Credit EVERETT FINANCIAL INC
Jul 31, 2018	Administrator's Deed, Transfer · Conventional Mortgage
Jul 31, 2018	Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022
Deed Sale	Jan 28, 2022
Prior Sale	Jul 31, 2018
Deed Document Number	2022000717
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	401 W THOMAS ST, LEONARD, TX 75452-2435
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W THOMAS ST, LEONARD, TX 75452-2435

Mortgage

Document Number	2025006677
Date	Oct 23, 2025
Instrument	2025006677

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Feb 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	401 W THOMAS ST, LEONARD, TX 75452-2435
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W THOMAS ST, LEONARD, TX 75452-2435

Mortgage

Document Number	2023005496
Date	Aug 25, 2023
Instrument	2023005496

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Feb 1, 2052

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Jan 28, 2022
Property Address	401 W THOMAS ST, LEONARD, TX 75452-2435
Document Number	2022000717
Map Reference	CAB A SL 57
Instrument Date	Jan 26, 2022
Instrument	2022000717
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11613 GREAT ABACO CT, 11613, EL PASO, TX 79936-2174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W THOMAS ST, LEONARD, TX 75452-2435

Mortgage

Document Number	2022000718
Date	Jan 28, 2022
Instrument	2022000718

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	2022000719
Date	Jan 28, 2022
Instrument	2022000719

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 26, 2025

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	401 W THOMAS ST, LEONARD, TX 75452-2435
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1946/0539
Date	Apr 11, 2017
Book Page	1946/0539
Instrument	2017-1963

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	FANNIN TX
Recording Date	Jul 31, 2018
Property Address	401 W THOMAS ST, LEONARD, TX 75452-2435
Document Number	2061/0366
Book / Page	2061 / 0366
Instrument Date	Jul 31, 2018
Instrument	2018-4339
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W THOMAS ST, LEONARD, TX 75452-2435

Mortgage

Document Number	20184340
Date	Jul 31, 2018
Instrument	2018-4340

Lender

Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FANNIN TX
Recording Date	Jul 31, 2018
Property Address	401 W THOMAS ST, LEONARD, TX 75452-2435
Document Number	2061/0366
Book / Page	2061 / 0366
Instrument Date	Jul 31, 2018
Instrument	2018-4339
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W THOMAS ST, LEONARD, TX 75452-2435

Mortgage

Document Number	20184340
Date	Jul 31, 2018
Instrument	2018-4340

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Municipality	Leonard City
Unified School District	Leonard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$329,230 (-2.9%) Land $73,190 Building $256,040	$329,230 (-2.9%) Land $73,190 Building $256,040
2024	$6,289.00 (+90.23%)
2023		$339,080 Land $80,770 Building $258,310	$339,080 Land $80,770 Building $258,310
2018	$3,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2015–2020)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEONARD serves 2,691 people · EPA ID TX0740005
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
360 Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

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