312 W Thomas St, Leonard, TX 75452 Property Records

Fannin County property record for 312 W Thomas St, Leonard, TX 75452

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,230 sqft · built 2007
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on Record
Tax Bill	$5,809 (2024)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0780-053-0010-02`

Property Details

APN / Parcel Number

Primary APN	`0780-053-0010-02`
Alternative APN	`110137`

Interior

Full Baths	2 Baths
Building Area	2,230 sqft Living Area
1st Floor Area	2,230 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	10,411 sqft (0.239 acres)
Lot Dimensions	138 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	470 sqft
Porch	Porch
Porch Area	211 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0780-053-0010-02
Old Parcel Number	110137
Street Address	312 W THOMAS ST
City	LEONARD
State	TX
Zip	75452-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0780 M MOORE, ACRES .239
Legal Subdivision	MARTIN MOORE SURV ABS 780
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	1
Census Block	1002
Census Tract	950701

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	312 W THOMAS ST, LEONARD, TX 75452-2432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Vendor's Lien, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Jan 26, 2018	Correction Deed EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2018
Deed Sale	Jan 26, 2018
Prior Sale	Jul 8, 2009
Deed Document Number	0002015250
Deed Book / Page	2015 / 250
Record Updated	Jun 8, 2026

January 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Jan 26, 2018
Property Address	312 W THOMAS ST, LEONARD, TX 75452-2432
Document Number	2015/0250
Book / Page	2015 / 0250
Instrument Date	Jan 19, 2018
Instrument	2018-0429
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7408 S SHORE LN, 7408, BONHAM, TX 75418-5274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W THOMAS ST, LEONARD, TX 75452-2432

Mortgage

Document Number	20180430
Date	Jan 26, 2018
Instrument	2018-0430

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

January 2018: Correction Deed

Document Type	Correction Deed
Jurisdiction	FANNIN TX
Recording Date	Jan 26, 2018
Property Address	312 W THOMAS ST, LEONARD, TX 75452-2432
Document Number	2015/0245
Book / Page	2015 / 0245
Instrument Date	Jan 17, 2018
Instrument	2018-0428
Record Updated	Nov 23, 2021

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W THOMAS ST, LEONARD, TX 75452-2432

Mortgage

Date	Jan 26, 2018

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Municipality	Leonard City
Unified School District	Leonard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$353,910 (-8.49%) Land $54,450 Building $299,460	$353,910 (-8.49%) Land $54,450 Building $299,460
2024	$5,809.00 (+30.57%)
2023		$386,750 Land $62,050 Building $324,700	$386,750 Land $62,050 Building $324,700
2018	$4,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2015–2020)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEONARD serves 2,691 people · EPA ID TX0740005
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
360 Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

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