406 W Thomas St, Leonard, TX 75452 Property Records

Fannin County property record for 406 W Thomas St, Leonard, TX 75452

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,997 sqft · built 1999
Lot Size	0.494 acres (21,501 sqft)
Owner	Company Name on Record
Last Sale	$127,500 (Jul 2007)
Tax Bill	$5,924 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9205-005-0120-02`

Property Details

APN / Parcel Number

Primary APN	`9205-005-0120-02`
Alternative APN	`90604`

Interior

Full Baths	2 Baths
Building Area	1,997 sqft Living Area
1st Floor Area	1,247 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	21,501 sqft (0.494 acres)
Lot Dimensions	125 ft deep x 172 ft wide
Garage Type	Attached
Garage Area	520 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	684 sqft
Porch	Porch
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9205-005-0120-02
Street Address	406 W THOMAS ST
City	LEONARD
State	TX
Zip	75452-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUDDERTH ADDN 4, BLOCK 5, LOT 12
Legal Subdivision	SUDDERTH ADDITION NO 4
Legal Block	5
Legal Lot Number	12
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	1
Census Block	1002
Census Tract	950701

Owner

Source: Fannin County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	406 W THOMAS ST, LEONARD, TX 75452-2434
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 28, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2007 · Amount on Record
Deed Sale	Jul 12, 2007 · Amount on Record
Deed Document Number	20074355
Deed Book / Page	1317 / 46
Last Transfer Date	Feb 24, 2019
Transfer Doc	2113/0372
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	406 W THOMAS ST, LEONARD, TX 75452-2434
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002190
Date	Apr 21, 2020
Instrument	2020002190

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	406 W THOMAS ST, LEONARD, TX 75452-2434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002189
Date	Apr 21, 2020
Instrument	2020002189

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FANNIN TX
Recording Date	Feb 28, 2019
Property Address	406 W THOMAS ST, LEONARD, TX 75452-2434
Document Number	2113/0372
Book / Page	2113 / 0372
Map Reference	SL 57-A
Instrument Date	Feb 24, 2019
Instrument	2019-1191
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 W THOMAS ST, LEONARD, TX 75452-2434

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Municipality	Leonard City
Unified School District	Leonard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,924.00 (+50.28%) Homeowner's exemption Senior Citizen's exemption	$308,430 (+0.06%) Land $99,120 Building $209,310	$308,430 (+0.06%) Land $99,120 Building $209,310
2024	$3,942.00 (+26.02%)
2023		$308,230 Land $93,530 Building $214,700	$308,230 Land $93,530 Building $214,700
2018	$3,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2015–2020)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEONARD serves 2,691 people · EPA ID TX0740005
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
360 Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

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