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405 W Thomas St, Leonard, TX 75452 Property Records

Fannin County property record for 405 W Thomas St, Leonard, TX 75452

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,516 sqft · built 1999
Lot Size0.336 acres (14,641 sqft)
Owner2 Individual Names on Record
Last Sale$122,500 (Jul 2015)
Tax Bill$6,255 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN9205-003-0020-02

Property Details

APN / Parcel Number

Primary APN9205-003-0020-02
Alternative APN
  • 90587

Interior

Full Baths2 Baths
Building Area1,516 sqft Living Area
1st Floor Area1,516 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Lot Area14,641 sqft (0.336 acres)
Lot Dimensions162 ft deep x 91 ft wide
Garage TypeAttached
Garage Area400 sqft
PorchPorch
Porch Area64 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemElectric

Location & Zoning

Account Number9205-003-0020-02
Street Address405 W THOMAS ST
CityLEONARD
StateTX
Zip75452-2435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUDDERTH ADDN 4, BLOCK 3, LOT 2
Legal SubdivisionMARTIN MOORE SURVEY ABSTRACT NO 780
Legal Block3
Legal Lot Number2
JurisdictionFANNIN TX
Township / Civil DivisionLEONARD
Census Block Group1
Census Block1002
Census Tract950701

Owner

Source: Fannin County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 W THOMAS ST, LEONARD, TX 75452-2435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Aug 4, 2020Intrafamily Transfer, Transfer
FANNIN COUNTY TITLE COMPANY, FANNIS COUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2015 · Amount on Record
Deed SaleJul 13, 2015 · Amount on Record
Deed Document Number20153051
Deed Book / Page1812 / 381
Last Transfer DateAug 3, 2020
Transfer Doc2020004583
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN TX
Property Address405 W THOMAS ST, LEONARD, TX 75452-2435
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020004582
DateAug 4, 2020
Instrument2020004582
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFANNIN TX
Recording DateAug 4, 2020
Property Address405 W THOMAS ST, LEONARD, TX 75452-2435
Document Number2020004583
Map ReferenceCAB A SL 57
Instrument DateAug 3, 2020
Instrument2020004583
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyFANNIN COUNTY TITLE COMPANY, FANNIS COUNTY TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 W THOMAS ST, LEONARD, TX 75452-2435

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFannin County
MunicipalityLeonard City
Unified School DistrictLeonard Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,255.00 (-4.9%)$290,180 (-3.26%) Land $73,500 Building $216,680$290,180 (-3.26%) Land $73,500 Building $216,680
2024$6,577.00 (+108.73%)
2023$299,970 Land $81,110 Building $218,860$299,970 Land $81,110 Building $218,860
2018$3,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims10 (2015–2020)
Claims Outside the SFHA1 of 10
Most Recent ClaimMar 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LEONARD
serves 2,691 people · EPA ID TX0740005
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Rise Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
360 Broadband
Fixed Wireless		100 / 20

May also be available: Nextlink.

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