400 W Thomas St, Leonard, TX 75452 Property Records

Fannin County property record for 400 W Thomas St, Leonard, TX 75452

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,458 sqft · built 2003
Lot Size	0.215 acres (9,396 sqft)
Owner	Individual Name on Record
Tax Bill	$4,788 (2024)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9205-004-0040-02`

Property Details

APN / Parcel Number

Primary APN	`9205-004-0040-02`
Alternative APN	`90592`

Interior

Full Baths	2 Baths
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	9,396 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	170 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9205-004-0040-02
Old Parcel Number	90592
Street Address	400 W THOMAS ST
City	LEONARD
State	TX
Zip	75452-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUDDERTH ADDN 4, BLOCK 4, LOT 4
Legal Subdivision	SUDDERTH ADD 04
Legal Block	4
Legal Lot Number	4
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	1
Census Block	1002
Census Tract	950701

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	400 W THOMAS ST, LEONARD, TX 75452-2434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021
Deed Sale	Feb 24, 2021
Prior Sale	Feb 2, 2016
Deed Document Number	2021001255
Record Updated	Jun 8, 2026

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Feb 24, 2021
Property Address	400 W THOMAS ST, LEONARD, TX 75452-2434
Document Number	2021001255
Map Reference	VOL 681 PG 565
Instrument Date	Feb 22, 2021
Instrument	2021001255
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FANNIN COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1115 CHESAPEAKE DR, 1115, MANSFIELD, TX 76063-6358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W THOMAS ST, LEONARD, TX 75452-2434

Mortgage

Document Number	2021001256
Date	Feb 24, 2021
Instrument	2021001256

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Municipality	Leonard City
Unified School District	Leonard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,480 (-5.5%) Land $51,300 Building $214,180	$265,480 (-5.5%) Land $51,300 Building $214,180
2024	$4,788.00 (+66.83%)
2023		$280,920 Land $56,560 Building $224,360	$280,920 Land $56,560 Building $224,360
2018	$2,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2015–2020)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEONARD serves 2,691 people · EPA ID TX0740005
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
360 Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

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