402 W Thomas St, Leonard, TX 75452 Property Records

Fannin County property record for 402 W Thomas St, Leonard, TX 75452

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,468 sqft · built 2002
Lot Size0.215 acres (9,396 sqft)
OwnerIndividual Name on File
Tax Bill$3,819 (2024)
Deeds & MortgagesAug 2023 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN9205-004-0030-02

Property Details

APN / Parcel Number

Primary APN9205-004-0030-02
Alternative APN
  • 90591

Interior

Full Baths2 Baths
Building Area1,468 sqft Living Area
1st Floor Area1,468 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick
Construction TypeWood Frame
Lot Area9,396 sqft (0.215 acres)
Lot Dimensions125 ft deep x 75 ft wide
Garage TypeAttached
Garage Area360 sqft
PorchPorch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemElectric

Location & Zoning

Account Number9205-004-0030-02
Old Parcel Number90591
Street Address402 W THOMAS ST
CityLEONARD
StateTX
Zip75452-2434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUDDERTH ADDN 4, BLOCK 4, LOT 3
Legal SubdivisionSUDDERTH ADD 04
Legal Block4
Legal Lot Number3
JurisdictionFANNIN TX
Township / Civil DivisionLEONARD
Census Block Group1
Census Block1002
Census Tract950701

Owner

Source: Fannin County records · APN 9205-004-0030-02

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address402 W THOMAS ST, LEONARD, TX 75452-2434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2023Deed of Trust, Mortgage · Line of Credit
FIRST UNITED BANK & TRUST CO
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
V I P INDEPENDENT MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 16, 2024
Deed SaleSep 16, 2024
Prior SaleDec 18, 2013
Deed Document Number2024005994
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN TX
Property Address402 W THOMAS ST, LEONARD, TX 75452-2434
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 W THOMAS ST, LEONARD, TX 75452-2434

Mortgage

Document Number2023005658
DateAug 30, 2023
Instrument2023005658
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressBONHAM, TX 75418
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN TX
Property Address402 W THOMAS ST, LEONARD, TX 75452-2434
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021002040
DateMar 25, 2021
Instrument2021002040
Lender
NameV I P INDEPENDENT MORTGAGE INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85258
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Fannin County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
CountyFannin County
MunicipalityLeonard City
Unified School DistrictLeonard Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$260,190 (-3.57%) Land $51,300 Building $208,890$260,190 (-3.57%) Land $51,300 Building $208,890
2024$3,819.00 (+28.85%)
2023$269,830 Land $56,560 Building $213,270$269,830 Land $56,560 Building $213,270
2018$2,964.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fannin County (48147C), as of June 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481479507011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims10 (2015–2020)
Claims Outside the SFHA1 of 10
Most Recent ClaimMar 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2018 · 4 claims

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
JAB Wireless
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
360 Communications, Inc. (OK, AR & TX)
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group.

Based on FCC filings for 186 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0740005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LEONARD
serves 2,691 people
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on W Thomas St

Nearby Streets

Search Property Records by Address or Parcel Number