403 W Thomas St, Leonard, TX 75452 Property Records

Fannin County property record for 403 W Thomas St, Leonard, TX 75452

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,305 sqft · built 1997
Lot Size0.335 acres (14,606 sqft)
OwnerIndividual Name on Record
Tax Bill$4,620 (2024)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN9205-003-0030-02

Property Details

APN / Parcel Number

Primary APN9205-003-0030-02
Alternative APN
  • 90588

Interior

Full Baths2 Baths
Building Area1,305 sqft Living Area
1st Floor Area1,305 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1997
Exterior MaterialWood
Construction TypeWood Frame
Lot Area14,606 sqft (0.335 acres)
Lot Dimensions161 ft deep x 91 ft wide
Garage TypeAttached
Garage Area400 sqft
PorchPorch
Porch Area597 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemElectric

Location & Zoning

Account Number9205-003-0030-02
Old Parcel Number90588
Street Address403 W THOMAS ST
CityLEONARD
StateTX
Zip75452-2435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUDDERTH ADDN 4, BLOCK 3, LOT 3
Legal SubdivisionSUDDERTH ADD 04
Legal Block3
Legal Lot Number3
JurisdictionFANNIN TX
Township / Civil DivisionLEONARD
Census Block Group1
Census Block1002
Census Tract950701

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address403 W THOMAS ST, LEONARD, TX 75452-2435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2016
Deed SaleMay 5, 2016
Prior SaleOct 9, 2015
Deed Document Number2016-2327
Deed Book / Page1872 / 0483
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN TX
Property Address403 W THOMAS ST, LEONARD, TX 75452-2435
Transaction TypeMortgage
Record UpdatedJan 9, 2020
Title CompanyTEXAS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019007933
DateDec 30, 2019
Instrument2019007933
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFannin County
MunicipalityLeonard City
Unified School DistrictLeonard Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$298,370 (-3.5%) Land $73,320 Building $225,050$298,370 (-3.5%) Land $73,320 Building $225,050
2024$4,620.00 (+32.45%)
2023$309,200 Land $80,920 Building $228,280$309,200 Land $80,920 Building $228,280
2018$3,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims10 (2015–2020)
Claims Outside the SFHA1 of 10
Most Recent ClaimMar 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LEONARD
serves 2,691 people · EPA ID TX0740005
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
360 Broadband
Fixed Wireless
100 / 20

May also be available: Nextlink.

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