3199 McCarthy Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 3199 McCarthy Rd, Bernard, IA 52032 · Last verified October 2025

Property Summary

Property Type	General Agricultural/Rural
Details	5 bd · 5 ba · 2,192 sqft · built 1936
Lot Size	46.6 acres (2,032,510 sqft)
Owner	Individual Name on File
Tax Bill	$3,756 (2024)
Deeds & Mortgages	Aug 2024 Sale Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-16-300-003`

Property Details

APN / Parcel Number

Primary APN	`20-16-300-003`
Alternative APN	`20-16-376-002`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
Gross Area	3,704 sqft
1st Floor Area	1,408 sqft
Upper Floors Area	784 sqft

Exterior

Year Built	Built 1936
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	2,032,510 sqft (46.6 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	248 sqft
Patio Area	504 sqft
Granary	Granary
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	20-16-300-003
Street Address	3199 MCCARTHY RD
City	BERNARD
State	IA
Zip	52032-9644
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	LOT 2 REA ACRES;
Legal Range	01E
Legal Township	87N
Legal Section	16
Legal Lot Number	2 1
Jurisdiction	DUBUQUE IA
Township / Civil Division	PRAIRIE CREEK
Census Block Group	3
Census Block	3092
Census Tract	10300

Owner

Source: Dubuque County records · APN 20-16-300-003

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	917 8TH AVE SE, CASCADE, IA 52033-9578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2024	Warranty Deed, Transfer
Jul 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 30, 2024
Transfer Doc	0000008107
Record Updated	Jun 08, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 30, 2024
Property Address	3199 MCCARTHY RD, BERNARD, IA 52032-9644
Document Number	0000008107
Instrument Date	Aug 29, 2024
Instrument	2024-00008107
Transaction Type	Transfer
Record Updated	Oct 07, 2025

Transaction

Amount	Amount Recorded
Tax	$159.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3199 MCCARTHY RD, BERNARD, IA 52032-9644

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 30, 2019
Property Address	3199 MCCARTHY RD, BERNARD, IA 52032-9644
Document Number	0000008130
Instrument Date	Jul 28, 2019
Instrument	8130
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3197 MCCARTHY RD BERNARD IA 520329644, BERNARD, IA 52032-9644

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,657 (-35.13%) Land $133,057 Building $137,600	$270,657 (-35.13%) Land $133,057 Building $137,600
2024	$3,756.00 (-26.27%)
2023		$417,240 Land $110,540 Building $306,700	$417,240 Land $110,540 Building $306,700
2022	$5,094.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190610103003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jul 2011, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Bernard Telephone Company	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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