Dubuque County property record for 322 McCarthy Rd, Bernard, IA 52032 · Last verified October 2025
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 1,884 sqft · built 1978 |
| Lot Size | 39 acres (1,700,147 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,480 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-33-401-003 |
| Primary APN | 20-33-401-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,884 sqft Living Area |
| Basement Area | 1,884 sqft Basement |
| Finished Basement | 900 sqft Finished |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 1,700,147 sqft (39 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 624 sqft Garage |
| Deck Area | 516 sqft Deck |
|---|---|
| Patio Area | 312 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 144 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 322 MCCARTHY RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | MARGIE BRADLEY ACRES; |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PRAIRIE CREEK |
| Census Block Group | 3 |
| Census Block | 3119 |
| Census Tract | 10300 |
Source: Dubuque County records · APN 20-33-401-003
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 322 MCCARTHY RD, BERNARD, IA 52032-9535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $438,875 (+14.5%) Land $116,175 Building $322,700 | $438,875 (+14.5%) Land $116,175 Building $322,700 | |
| 2024 | $4,480.00 (+15.58%) | ||
| 2023 | $383,313 (+33.19%) Land $92,913 Building $290,400 | $383,313 (+33.19%) Land $92,913 Building $290,400 | |
| 2022 | $3,876.00 Homeowner's exemption Additional exemption filed | $287,790 Land $73,470 Building $214,320 | |
| 2021 | $287,790 Land $73,470 Building $214,320 |
Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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