Dubuque County property record for 3197 McCarthy Rd, Bernard, IA 52032 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,192 sqft · built 1936 |
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Aug 2024) |
| Tax Bill | $2,040 (2024) |
| Deeds & Mortgages | May 2026 Mortgage |
| APN | 20-16-376-001 |
| Primary APN | 20-16-376-001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,192 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 784 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1936 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 64,033 sqft (1.47 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 248 sqft |
| Patio Area | 504 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 3197 MCCARTHY RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 REA ACRES; |
| Legal Lot Number | 1 |
| Jurisdiction | DUBUQUE IA |
Source: Dubuque County records · APN 20-16-376-001
Assessment roll updated May 1, 2025 · Last verified October 2025
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3199 MCCARTHY RD, BERNARD, IA 52032-9644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on Record |
| Deed Sale | Aug 29, 2024 · Amount on Record |
| Deed Document Number | 0000248107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | May 13, 2026 |
| Property Address | 3197 MCCARTHY RD, BERNARD, IA 52032-9644 |
| Document Number | 0000004991 |
| Instrument Date | May 07, 2026 |
| Instrument | 20264991 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 3197 MCCARTHY RD, BERNARD, IA 52032-9644 |
| Document Number | 0000004991, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 20264991 |
| Name | OHNWARD BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
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