1049 McCarthy Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 1049 McCarthy Rd, Bernard, IA 52032 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1997
Square Footage	1,868 sqft Living Area
Lot Size	78,844 sqft (1.8 acres)
Occupancy	Owner Occupied
Last Sale	$250,000 (2020)
Tax Bill	$3,002.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`20-28-300-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,868 sqft Living Area
1st Floor	1,288 sqft 1st Floor
Attic Area	580 sqft Attic
Basement Area	1,288 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1997
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Frame Construction
Lot Area	78,844 sqft (1.8 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	832 sqft Garage

Exterior Amenities

Deck Area	305 sqft Deck
Patio Area	305 sqft Patio
Porch	Open Porch
Porch Area	100 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	1049 MCCARTHY RD
City	BERNARD
State	IA
Zip	52032-9554
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 GASSMAN'S GREEN ACRES;
Legal Subdivision	GASSMANS GREEN ACRES
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Minor Civil Division	PRAIRIE CREEK
Census Blockgroup	3
Census Block	3092
Census Tract	10300

Owner

Source: Dubuque County records · APN 20-28-300-007

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1049 MCCARTHY RD, BERNARD, IA 52032-9554
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY
Mar 11, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDWESTONE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Jan 08, 2016 · Amount on Record
Deed Doc Number	0000202444
Record Refreshed	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1049 MCCARTHY RD, BERNARD, IA 52032-9554
Document Number	0000014963
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1049 MCCARTHY RD BERNARD IA 520329554, BERNARD, IA 52032-9554

Mortgage

Document Number	0000014963
Date	Oct 01, 2020
Instrument	14963

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	DES MOINES, IA 50322-3732

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

Interest

Rate	2.5%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Mar 11, 2020
Property Address	1049 MCCARTHY RD, BERNARD, IA 52032-9554
Document Number	0000002444
Instrument Date	Feb 28, 2020
Instrument	2444
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$399.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1049 MCCARTHY RD BERNARD IA 520329554, BERNARD, IA 52032-9554

Mortgage

Document Number	2445
Date	Mar 11, 2020
Instrument	2445

Lender

Name	MIDWESTONE BK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 10, 2035

Mortgage

Document Number	2961,
Date	Mar 11, 2020
Instrument	2961

Lender

Name	UNITED STATES DEPT/AGRICULTURE
Address	DES MOINES, IA 50322-3732

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$318,000 (+9.32%) Land $69,700 Building $248,300	$318,000 (+9.32%) Land $69,700 Building $248,300
2024	$3,002.00 (+15.28%)
2023		$290,900 (+29.56%) Land $66,400 Building $224,500	$290,900 (+29.56%) Land $66,400 Building $224,500
2022	$2,604.00 Homeowner's exemption	$224,530 Land $51,070 Building $173,460
2021			$224,530 Land $51,070 Building $173,460

1049 McCarthy Rd, Bernard, IA 52032 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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