Dubuque County property record for 3184 McCarthy Rd, Bernard, IA 52032 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,167 sqft · built 1966 |
| Lot Size | 77.1 acres (3,360,654 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Sep 2011) |
| Tax Bill | $5,480 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-16-400-002 |
| Primary APN | 20-16-400-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,167 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Upper Floors Area | 882 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,360,654 sqft (77.1 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3184 MCCARTHY RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 3 MC CARTHY PLACE IN PRAIRIE CREEK TWP; |
| Legal Range | 01E |
| Legal Township | 87N |
| Legal Section | 16 |
| Legal Subdivision | MC CARTHY PLACE IN PRAIRIE CREEK |
| Legal Lot Number | 3 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PRAIRIE CREEK |
| Census Block Group | 3 |
| Census Block | 3097 |
| Census Tract | 10300 |
Source: Dubuque County records · APN 20-16-400-002
Assessment roll updated October 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3184 MCCARTHY RD, BERNARD, IA 52032-9644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 23, 2011 · Amount on Record |
| Deed Sale | Sep 23, 2011 · Amount on Record |
| Deed Document Number | 201113585 |
| Record Updated | Sep 20, 2026 |
Source: Dubuque County records · Assessment roll updated October 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,480.00 Homeowner's exemption | $530,655 (+25.74%) Land $253,955 Building $276,700 | $530,655 (+25.74%) Land $253,955 Building $276,700 |
| 2024 | $5,480.00 (+11.47%) | ||
| 2023 | $422,032 (+30.5%) Land $204,432 Building $217,600 | $422,032 (+30.5%) Land $204,432 Building $217,600 | |
| 2022 | $4,916.00 Homeowner's exemption Additional exemption filed | $323,390 Land $161,570 Building $161,820 | |
| 2021 | $323,390 Land $161,570 Building $161,820 |
Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190610103003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jul 2011, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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