Dubuque County property record for 1819 McCarthy Rd, Bernard, IA 52032
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,632 sqft · built 1917 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $130,000 (May 2011) |
| Tax Bill | $2,100 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-28-126-002 |
| Primary APN | 20-28-126-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Upper Floors Area | 784 sqft |
| Attic Area | 784 sqft |
| Basement Area | 848 sqft |
| Year Built | Built 1917 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Wood Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 181 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 2028100002 |
|---|---|
| Street Address | 1819 MCCARTHY RD |
| City | BERNARD |
| State | IA |
| Zip | 52032-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CO |
| Legal Description | LOT 1 NE NW - SEC 28 T87N R1E; |
| Legal Range | 01E |
| Legal Township | 87N |
| Legal Section | 28 |
| Legal Lot Number | 1 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PRAIRIE CREEK |
| Census Block Group | 3 |
| Census Block | 3092 |
| Census Tract | 10300 |
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1819 MCCARTHY RD, BERNARD, IA 52032-9516 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 22, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2011 · Amount on Record |
| Deed Sale | May 23, 2011 · Amount on Record |
| Deed Document Number | 0000117270 |
| Deed Book / Page | 11 / 7270 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1819 MCCARTHY RD, BERNARD, IA 52032-9516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008668 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 2020-00008668 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | MONTICELLO, IA 52310 |
| Type | Commercial Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 1819 MCCARTHY RD, BERNARD, IA 52032-9516 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007779 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 2020-00007779 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | MONTICELLO, IA 52310 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $220,895 (+13.48%) Land $11,195 Building $209,700 | $220,895 (+13.48%) Land $11,195 Building $209,700 | |
| 2024 | $2,100.00 (+25%) | ||
| 2023 | $194,649 (+42.28%) Land $8,549 Building $186,100 | $194,649 (+42.28%) Land $8,549 Building $186,100 | |
| 2022 | $1,680.00 Homeowner's exemption Additional exemption filed | $136,810 Land $6,770 Building $130,040 | |
| 2021 | $136,810 Land $6,770 Building $130,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
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