1613 McCarthy Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 1613 McCarthy Rd, Bernard, IA 52032

Property Summary

Property TypeRural Home
Details5 bd · 2 ba · 1,589 sqft · built 1948
Lot Size16.5 acres (720,047 sqft)
OwnerOwner Name on File
Tax Bill$1,280 (2024)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone A (high risk)
APN20-28-176-002

Property Details

APN / Parcel Number

Primary APN20-28-176-002

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,589 sqft Living Area
1st Floor Area624 sqft
Attic Area281 sqft
Basement Area624 sqft

Exterior

Year BuiltBuilt 1948
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area720,047 sqft (16.5 acres)
Garage TypeDetached
Garage Area1,260 sqft
Parking Spaces5 Parking Spaces
Shed1 Shed
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1613 MCCARTHY RD
CityBERNARD
StateIA
Zip52032-9515
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionGASSMAN PLACE;
Legal Range01E
Legal Township87N
Legal Section28
Legal SubdivisionGASSMAN PLACE
JurisdictionDUBUQUE IA
Township / Civil DivisionPRAIRIE CREEK
Census Block Group3
Census Block3092
Census Tract10300

Owner

Source: Dubuque County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address1613 MCCARTHY RD, BERNARD, IA 52032-9515
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 12, 2008
Transfer Doc0000017086
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1613 MCCARTHY RD, BERNARD, IA 52032-9515
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001437
DateFeb 3, 2020
Instrument2020-00001437
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52001
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 3, 2030

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
Unified School DistrictWestern Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$157,860 (+15%) Land $22,760 Building $135,100$157,860 (+15%) Land $22,760 Building $135,100
2024$1,280.00 (+7.2%)
2023$137,266 (+40.34%) Land $17,066 Building $120,200$137,266 (+40.34%) Land $17,066 Building $120,200
2022$1,194.00 Homeowner's exemption Additional exemption filed$97,810 Land $13,610 Building $84,200
2021$97,810 Land $13,610 Building $84,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimJul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bernard Telephone Company
Fiber
1,000 / 1,000

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