2455 McCarthy Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 2455 McCarthy Rd, Bernard, IA 52032

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 1,920 sqft · built 1942
Lot Size38.9 acres (1,697,098 sqft)
OwnerCompany Name on Record
Last Sale$547,225 (Mar 1999)
Tax Bill$4,076 (2024)
Flood ZoneZone X (minimal risk)
APN20-21-300-002

Property Details

APN / Parcel Number

Primary APN20-21-300-002

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,920 sqft Living Area
1st Floor Area960 sqft
Upper Floors Area960 sqft
Basement Area960 sqft

Exterior

Year BuiltBuilt 1942
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area1,697,098 sqft (38.9 acres)
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area248 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address2455 MCCARTHY RD
CityBERNARD
StateIA
Zip52032-9541
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeCO
Legal DescriptionLOT 1 NE SW & LOT 3 NE SW - SEC 21 T87N R1E;
Legal Range01E
Legal Township87N
Legal Section21
Legal Lot Number1,3
JurisdictionDUBUQUE IA
Township / Civil DivisionPRAIRIE CREEK
Census Block Group3
Census Block3092
Census Tract10300

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1193 FARLEY RD, CASCADE, IA 52033-9714
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 1999 · Amount on Record
Deed SaleMar 1, 1999 · Amount on Record
Deed Document Number00D-993526
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
Unified School DistrictWestern Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$346,063 (+17.2%) Land $134,863 Building $211,200$346,063 (+15.29%) Land $134,863 Building $211,200
2024$4,076.00 (+16.32%)
2023$295,272 (+36.73%) Land $107,672 Building $187,600$300,172 (+35.92%)
2022$3,504.00 Additional exemption filed$215,950 Land $85,070 Building $130,880
2021$220,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimJul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on McCarthy Rd

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