906 McCarthy Rd, Bernard, IA 52032 Property Records

Dubuque County property record for 906 McCarthy Rd, Bernard, IA 52032 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1966
Square Footage	1,568 sqft Living Area
Lot Size	87,120 sqft (2 acres)
Occupancy	Owner Occupied
Last Sale	$320,000 (2026)
Tax Bill	$2,824.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`20-33-200-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	1,568 sqft Living Area
1st Floor	1,232 sqft 1st Floor
Basement Area	1,568 sqft Basement
Finished Basement	800 sqft Finished
Stories	1 Stories
Interior Structure	Unfinished Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	87,120 sqft (2 acres)
Parking Spaces	11 Parking Spaces
Garage Type	Mixed Garage
Garage Area	2,856 sqft Garage
Deck Area	264 sqft Deck
Patio Area	264 sqft Patio
Poultry House	Poultry House

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	906 MCCARTHY RD
City	BERNARD
State	IA
Zip	52032-9536
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W 133' N 905' NW NE - SEC 33 T87N R1E;
Legal Range	01E
Legal Township	87N
Legal Section	33
Jurisdiction	DUBUQUE IA
Minor Civil Division	PRAIRIE CREEK
Census Blockgroup	3
Census Block	3119
Census Tract	10300

Owner

Source: Dubuque County records · APN 20-33-200-001

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	18108 HIGGINSPORT RD, BERNARD, IA 52032-9733
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Deed Doc Number	20262476
Prior Transfer Date	Jan 13, 2025
Prior Transfer Doc	0000000456
Record Refreshed	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	906 MCCARTHY RD, BERNARD, IA 52032-9536
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18108 HIGGINSPORT RD, BERNARD, IA 52032-9733

Mortgage

Document Number	0000002477
Date	Mar 13, 2026
Instrument	2026-00002477

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	117 W 1ST ST, MONTICELLO, IA 52310

Agreement

Type	Building or Construction Mortgage

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,824.00 Homeowner's exemption	$307,700 (+12.18%) Land $59,600 Building $248,100	$307,700 (+12.18%) Land $59,600 Building $248,100
2024	$2,824.00 (+20.58%)
2023		$274,300 (+35.28%) Land $54,200 Building $220,100	$274,300 (+35.28%) Land $54,200 Building $220,100
2022	$2,342.00 Homeowner's exemption	$202,760 Land $43,480 Building $159,280
2021			$202,760 Land $43,480 Building $159,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.