317 Buffalo Rd, Watson, OK 74963 Property Records

McCurtain County property record for 317 Buffalo Rd, Watson, OK 74963

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,000 sqft · built 2019
Lot Size	31 acres (1,352,190 sqft)
Owner	Company Name on Record
Last Sale	$510,000 (Nov 2025)
Tax Bill	$2,008 (2025)
Deeds & Mortgages	Aug 2026 Transfer Aug 2018 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`44121`

Property Details

APN / Parcel Number

Primary APN	`44121`
Alternative APN	`0000-28-01S-26E-3-006-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	1,000 sqft
2nd Floor Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	1,352,190 sqft (31 acres)
Garage Type	Mixed
Garage Area	660 sqft
Porch	Slab
Porch Area	500 sqft
Lean-To	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44121
Street Address	317 BUFFALO RD
City	WATSON
State	OK
Zip	74963-5140
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	28-1-26 B968/P146 PART OF SESE SEC 28 DESC B1074/P788 AS: BEG NE COR SESE; TH S AL E LN SESE 771.30', TO CTR OF BUFFALO RD; T
Legal Range	26E
Legal Township	01S
Legal Section	28
Jurisdiction	MCCURTAIN OK
Township / Civil Division	NORTH MCCURTAIN
Census Block Group	2
Census Block	2058
Census Tract	98200

Owner

Source: McCurtain County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	801 S EAST AVE, 7, WYNNEWOOD, OK 73098-2236
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
May 30, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 5, 2025	Warranty Deed, Transfer · VA Mortgage AMERICAN BANK OF OKLAHOMA
Mar 25, 2021	Warranty Deed, Transfer
Jul 11, 2017	Warranty Deed, Transfer · Commercial Mortgage BEAR STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Mar 25, 2021 · Amount on Record
Deed Document Number	2025637610
Deed Book / Page	1253 / 20
Last Transfer Date	May 29, 2026
Transfer Doc	0000643866
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Aug 11, 2026
Property Address	317 BUFFALO RD, WATSON, OK 74963-5140
Document Number	0000643866
Book / Page	1282 / 653
Instrument Date	May 29, 2026
Instrument	2026643866
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	317 BUFFALO RD, WATSON, OK 74963-5140
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00995/0461
Date	Aug 15, 2018
Book Page	0995/0461
Instrument	2018-566899

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	317 BUFFALO RD, WATSON, OK 74963-5140
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001019/086
Date	Jul 11, 2019
Book Page	1019/086
Instrument	2001-574582

Lender

Name	FIRST STATE BANK
Type	Bank
Address	VALLIANT, OK 74764

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	251 Months
Due	Jun 5, 2040

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	317 BUFFALO RD, WATSON, OK 74963-5140
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001015/880
Date	May 30, 2019
Book Page	1015/880
Instrument	2001-573545

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BROKEN BOW, OK 74728

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	251 Months
Due	Apr 21, 2040

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	317 BUFFALO RD, WATSON, OK 74963-5140
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001030/858
Date	Dec 13, 2019
Book Page	1030/858
Instrument	2001-578294

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	317 BUFFALO RD, WATSON, OK 74963-5140
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01002/0966
Date	Dec 6, 2018
Book Page	1002/0966
Instrument	2001-569241

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Nov 5, 2025
Property Address	317 BUFFALO RD, WATSON, OK 74963-5140
Document Number	0001253/20
Book / Page	1253 / 20
Instrument Date	Oct 31, 2025
Instrument	I-2025-637610
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LINEAR TITLE AND CLOSING, CLEAR TITLE & CLOSINGS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 BUFFALO RD, WATSON, OK 74963-5140

Mortgage

Document Number	I2025637611
Date	Nov 5, 2025
Instrument	I-2025-637611

Lender

Name	AMERICAN BANK OF OKLAHOMA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Mar 25, 2021
Property Address	317 BUFFALO RD, WATSON, OK 74963-5140
Document Number	001074/788
Book / Page	1074 / 788
Instrument Date	Mar 23, 2021
Instrument	2001-590984
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Tax	$697.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	317 BUFFALO RD, WATSON, OK 74963-5140

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCURTAIN OK
Recording Date	Jul 11, 2017
Property Address	317 BUFFALO RD, WATSON, OK 74963-5140
Document Number	000968/146
Book / Page	0968 / 146
Instrument Date	Jul 11, 2017
Instrument	2001-558382
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 E FORK RD, BROKEN BOW, OK 74728-5200

Mortgage

Document Number	2001558383
Date	Jul 11, 2017
Instrument	2001-558383

Lender

Name	BEAR STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 11, 2022

Tax Assessment & Valuation

Source: McCurtain County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McCurtain County
Unified School District	Smithville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,591 (+36.11%) Land $1,654 Building $31,937	$305,372 (+5.53%) Land $15,038 Building $290,334
2025	$2,008.00 (+2.97%)	$24,680 (+3%) Land $820 Building $23,860	$289,369 (+1.25%) Land $15,038 Building $274,331
2024	$1,950.00 (+0.98%)	$23,961 (+3%) Land $796 Building $23,165	$285,794 (+8.84%) Land $7,238 Building $278,556
2023	$1,931.00	$23,264 Land $796 Building $22,468	$262,588 Land $7,238 Building $255,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 70% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pine Cellular Phones Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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