28826 Rancho Ave, Madera, CA 93638 Property Records

Madera County property record for 28826 Rancho Ave, Madera, CA 93638

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,434 sqft · built 2004
Lot Size1.11 acres (48,787 sqft)
Owner2 Individual Names on Record
Last Sale$453,000 (Apr 2022)
Tax Bill$5,686 (2025)
Deeds & MortgagesApr 2022 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN031-505-007-000

Property Details

APN / Parcel Number

Primary APN031-505-007-000
Alternative APN
  • 031505007

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,434 sqft Living Area
1st Floor Area1,434 sqft
Basement Area472 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame
Lot Area48,787 sqft
Garage Area472 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address28826 RANCHO AVE
CityMADERA
StateCA
Zip93638-7807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMHA
Legal DescriptionVALLEY LAKE RANCHOS LOT 174
Legal SubdivisionVALLEY LAKE RANCHOS
Legal Lot Number174
JurisdictionMADERA CA
Township / Civil DivisionMADERA
Census Block Group1
Census Block1027
Census Tract514

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address28826 RANCHO AVE, MADERA, CA 93638-7807
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2022 · Amount on Record
Deed SaleApr 28, 2022 · Amount on Record
Prior SaleAug 24, 2012 · Amount on Record
Deed Document Number202211811
Prior Transfer DateMay 11, 2007
Prior Transfer Doc0000018409
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address28826 RANCHO AVE, MADERA, CA 93638-7807
Transaction TypeMortgage
Record UpdatedMay 10, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address14755 LOMBARDY ST, DELHI, CA 95315-9718

Mortgage

Document Number0000011812
DateApr 28, 2022
Instrument2022011812
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address28826 RANCHO AVE, MADERA, CA 93638-7807
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address28826 RANCHO AVE, MADERA, CA 93638-7807

Mortgage

Document Number0000004432
DateFeb 11, 2021
Instrument2021004432
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMadera County
Unified School DistrictMadera Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$506,965 (+2%) Land $75,769 Building $431,196
2025$5,686.00 (+5.08%)$497,026 (+7.57%) Land $74,284 Building $422,742
2023$5,411.00 (+219.04%)$462,060 Land $71,400 Building $390,660
2022$1,696.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 58% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

May also be available: T-Mobile, Verizon.

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