28864 Rancho Ave, Madera, CA 93638 Property Records

Madera County property record for 28864 Rancho Ave, Madera, CA 93638

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,127 sqft · built 2006
Lot Size	1.11 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$436,000 (Sep 2020)
Tax Bill	$6,110 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-505-006-000`

Property Details

APN / Parcel Number

Primary APN	`031-505-006-000`
Alternative APN	`031505006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,127 sqft Living Area
1st Floor Area	2,127 sqft
Basement Area	533 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	48,787 sqft
Garage Area	533 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	28864 RANCHO AVE
City	MADERA
State	CA
Zip	93638-7807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRS-2
Legal Description	VALLEY LAKE RANCHOS LOT 175
Legal Subdivision	VALLEY LAKE RANCHOS
Legal Lot Number	175
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	1
Census Block	1027
Census Tract	514

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28864 RANCHO AVE, MADERA, CA 93638-7807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 22, 2020	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Jun 22, 2017	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Jun 22, 2017 · Amount on Record
Deed Document Number	202023017
Prior Transfer Date	Feb 22, 2008
Prior Transfer Doc	0000006130
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	28864 RANCHO AVE, MADERA, CA 93638-7807
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	TITLE 365- NLSE, TITLE 365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28864 RANCHO AVE, MADERA, CA 93638-7807

Mortgage

Document Number	0000002994
Date	Feb 15, 2024
Instrument	2024002994

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Sep 22, 2020
Property Address	28864 RANCHO AVE, MADERA, CA 93638-7807
Document Number	0000023017
Map Reference	VOL 11 PG 30-63
Instrument Date	Aug 18, 2020
Instrument	2020023017
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28864 RANCHO AVE, MADERA, CA 93638-7807

Mortgage

Document Number	0000023018
Date	Sep 22, 2020
Instrument	2020023018

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Jun 22, 2017
Property Address	28864 RANCHO AVE, MADERA, CA 93638-7807
Document Number	0000015773
Map Reference	MAP11 PG30-63
Instrument Date	May 30, 2017
Instrument	2017015773
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28864 RANCHO AVE, MADERA, CA 93638-7807

Mortgage

Document Number	0000015774
Date	Jun 22, 2017
Instrument	2017015774

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$544,840 (+2%) Land $38,641 Building $506,199
2025	$6,110.00 (+15.02%)	$534,158 (+17.76%) Land $37,884 Building $496,274
2023	$5,312.00 (+4.57%)	$453,614 Land $36,414 Building $417,200
2022	$5,080.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Verizon.

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