28702 Rancho Ave, Madera, CA 93638 Property Records

Madera County property record for 28702 Rancho Ave, Madera, CA 93638 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,509 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$362,500 (Dec 2025)
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2025 Sale & Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`031-504-008-000`

Property Details

APN / Parcel Number

Primary APN	`031-504-008-000`
Alternative APN	`031504008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,509 sqft Living Area
1st Floor Area	1,509 sqft
Basement Area	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	43,560 sqft
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Patio Area	413 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	28702 RANCHO AVE
City	MADERA
State	CA
Zip	93638-8098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY LAKE RANCHOS LOT 171
Legal Subdivision	VALLEY LAKE RANCHOS
Legal Lot Number	171
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	1
Census Block	1028
Census Tract	514

Owner

Source: Madera County records · APN 031-504-008-000

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	28702 RANCHO AVE, MADERA, CA 93638-8098
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Grant Deed, Transfer · FHA Mortgage OCMBC INC
Dec 31, 2025	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Nov 01, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 05, 2018	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES
Sep 05, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Sep 05, 2018	Affidavit of Death, Transfer TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Deed Document Number	202527668
Prior Transfer Date	Aug 27, 2018
Prior Transfer Doc	0000019949
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Jul 14, 2026
Property Address	28702 RANCHO AVE, MADERA, CA 93638-8098
Document Number	0000014583
Instrument Date	Jul 06, 2026
Instrument	202614583
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$54,161.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28702 RANCHO AVE, MADERA, CA 93638-8098

Mortgage

Document Number	0000014584,
Date	Jul 14, 2026
Instrument	202614584

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.53%
Max Rate	-1%

December 2025: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Dec 31, 2025
Property Address	28702 RANCHO AVE, MADERA, CA 93638-8098
Document Number	0000027668
Map Reference	VOL 11 PG 30-63
Instrument Date	Dec 12, 2025
Instrument	2025027668
Transaction Type	Construction Loan
Record Updated	Jan 20, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027669
Date	Dec 31, 2025
Instrument	2025027669

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	28702 RANCHO AVE, MADERA, CA 93638-8098
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027707
Date	Nov 01, 2017
Instrument	2017027707

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADERA CA
Recording Date	Sep 05, 2018
Property Address	28702 RANCHO AVE, MADERA, CA 93638-8098
Document Number	0000019949
Instrument Date	Aug 27, 2018
Instrument	19949
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	28702 RANCHO AVE MADERA CA 936388098, MADERA, CA 93638-8098

September 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MADERA CA
Recording Date	Sep 05, 2018
Property Address	28702 RANCHO AVE, MADERA, CA 93638-8098
Document Number	0000019946
Instrument Date	Aug 27, 2018
Instrument	19946
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	CHICAGO TITLE PIRT

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	28702 RANCHO AVE MADERA CA 936388098, MADERA, CA 93638-8098

Mortgage

Document Number	19948
Date	Sep 05, 2018
Instrument	19948

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MADERA CA
Recording Date	Sep 05, 2018
Property Address	28702 RANCHO AVE, MADERA, CA 93638-8098
Document Number	0000019945
Instrument Date	Aug 27, 2018
Instrument	19945
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28702 RANCHO AVE MADERA CA 936388098, MADERA, CA 93638-8098

Tax Assessment & Valuation

Source: Madera County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$362,500 (+85.48%) Land $100,000 Building $262,500
2025	$2,155.00 (-0.69%) Homeowner's exemption	$195,434 (+4.04%) Land $30,579 Building $164,855
2024	$2,170.00 (+2.5%)
2023	$2,117.00 (+4.59%) Homeowner's exemption	$187,847 Land $29,393 Building $158,454
2022	$2,024.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madera County (06039C), updated October 18, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	About 1 in 221 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Cal.net	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	25 / 3

May also be available at this address: Verizon, Cal.net, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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