28737 Rancho Ave, Madera, CA 93638 Property Records

Madera County property record for 28737 Rancho Ave, Madera, CA 93638

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,168 sqft · built 2002
Lot Size	1.36 acres (59,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jul 2008)
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-502-007-000`

Property Details

APN / Parcel Number

Primary APN	`031-502-007-000`
Alternative APN	`031502007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,168 sqft Living Area
1st Floor Area	2,168 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	59,677 sqft
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	28737 RANCHO AVE
City	MADERA
State	CA
Zip	93638-8098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRS-2
Legal Description	VALLEY LAKE RANCHOS LOT 207
Legal Subdivision	VALLEY LAKE RANCHOS
Legal Lot Number	207
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	1
Census Block	1024
Census Tract	514

Owner

Source: Madera County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28737 RANCHO AVE, MADERA, CA 93638-8098
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 8, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 13, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2008 · Amount on Record
Deed Sale	Jul 24, 2008 · Amount on Record
Prior Sale	Apr 11, 2001 · Amount on Record
Deed Document Number	200825249
Prior Transfer Date	Jul 17, 2008
Prior Transfer Doc	0000025249
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Recording Date	Sep 14, 2026
Property Address	28737 RANCHO AVE, MADERA, CA 93638-8098
Document Number	0000020255
Instrument Date	Sep 3, 2026
Instrument	202620255
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28737 RANCHO AVE, MADERA, CA 93638-8098

Mortgage

Document Number	0000020255,
Date	Sep 14, 2026
Instrument	202620255

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2056

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	28737 RANCHO AVE, MADERA, CA 93638-8098
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28737 RANCHO AVE, MADERA, CA 93638-8098

Mortgage

Document Number	0000031993
Date	Dec 8, 2020
Instrument	2020031993

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	222 Months
Due	Jun 1, 2039

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	28737 RANCHO AVE, MADERA, CA 93638-8098
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28737 RANCHO AVE, MADERA, CA 93638-8098

Mortgage

Document Number	0000028760
Date	Sep 13, 2021
Instrument	2021028760

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	213 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$267,937 (+2%) Land $120,571 Building $147,366
2025	$3,005.00 (+1.66%)	$262,684 (+4.04%) Land $118,207 Building $144,477
2023	$2,956.00 (+4.53%)	$252,486 Land $113,618 Building $138,868
2022	$2,828.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Verizon.

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