28790 Rancho Ave, Madera, CA 93638 Property Records

Madera County property record for 28790 Rancho Ave, Madera, CA 93638

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,664 sqft · built 2019
Lot Size	1.1 acres (48,351 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (May 2019)
Tax Bill	$4,147 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-505-002-000`

Property Details

APN / Parcel Number

Primary APN	`031-505-002-000`
Alternative APN	`031505002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	48,351 sqft
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces
Patio Area	196 sqft

Location & Zoning

Street Address	28790 RANCHO AVE
City	MADERA
State	CA
Zip	93638-8098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHA
Legal Description	VALLEY LAKE RANCHOS LOT 173
Legal Subdivision	VALLEY LAKE RANCHOS
Legal Lot Number	173
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	1
Census Block	1027
Census Tract	514

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28790 RANCHO AVE, MADERA, CA 93638-8098
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Aug 17, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Aug 17, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	Aug 17, 2018 · Amount on Record
Deed Document Number	201910968
Record Updated	Sep 20, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	May 22, 2019
Property Address	28790 RANCHO AVE, MADERA, CA 93638-8098
Document Number	0000010968
Map Reference	VOL 11 PG 30-63
Instrument Date	Apr 10, 2019
Instrument	2019010968
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28790 RANCHO AVE, MADERA, CA 93638-8098
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010969
Date	May 22, 2019
Instrument	2019010969

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Aug 17, 2018
Property Address	28790 RANCHO AVE, MADERA, CA 93638-8098
Document Number	0000018655
Instrument Date	Aug 13, 2018
Instrument	18655
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$63.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2437 TREVOR CT MADERA CA 936374969, MADERA, CA 93637-4969

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADERA CA
Recording Date	Aug 17, 2018
Property Address	28790 RANCHO AVE, MADERA, CA 93638-8098
Document Number	0000018654
Instrument Date	Aug 9, 2018
Instrument	18654
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	220 BEECHNUT DR HERCULES CA 945471124, HERCULES, CA 94547-1124

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$369,791 (+2%) Land $68,267 Building $301,524
2025	$4,147.00 (-76.79%)	$362,541 (-2.92%) Land $66,929 Building $295,612
2023	$17,864.00 (+327.16%)	$373,433 Land $64,331 Building $309,102
2022	$4,182.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Verizon.

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