28940 Rancho Ave, Madera, CA 93638 Property Records

Madera County property record for 28940 Rancho Ave, Madera, CA 93638

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,989 sqft · built 2019
Lot Size	1.11 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Feb 2019)
Tax Bill	$4,529 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-494-007-000`

Property Details

APN / Parcel Number

Primary APN	`031-494-007-000`
Alternative APN	`031494007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,989 sqft Living Area
1st Floor Area	1,989 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	48,787 sqft
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Patio Area	351 sqft

Location & Zoning

Street Address	28940 RANCHO AVE
City	MADERA
State	CA
Zip	93638-7831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHA
Legal Description	VALLEY LAKE RANCHOS LOT 177
Legal Subdivision	VALLEY LAKE RANCHOS
Legal Lot Number	177
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	1
Census Block	1027
Census Tract	514

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28940 RANCHO AVE, MADERA, CA 93638-7831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 1, 2019	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Jun 9, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	20192191
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	28940 RANCHO AVE, MADERA, CA 93638-7831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28940 RANCHO AVE, MADERA, CA 93638-7831

Mortgage

Document Number	0000020613
Date	Aug 28, 2020
Instrument	2020020613

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Feb 1, 2019
Property Address	28940 RANCHO AVE, MADERA, CA 93638-7831
Document Number	0000002191
Instrument Date	Jan 8, 2019
Instrument	2191
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28940 RANCHO AVE MADERA CA 93638, MADERA, CA 93638

Mortgage

Document Number	2192
Date	Feb 1, 2019
Instrument	2192

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Bank
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Jun 9, 2017
Property Address	28940 RANCHO AVE, MADERA, CA 93638-7831
Document Number	0000014853
Instrument Date	May 26, 2017
Instrument	14853
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$44.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1313 EL GRANADA CA 940181313, EL GRANADA, CA 94018-1313

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$403,810 (+2%) Land $68,267 Building $335,543
2025	$4,529.00 (+1.64%)	$395,893 (+4.04%) Land $66,929 Building $328,964
2023	$4,456.00 (+4.55%)	$380,522 Land $64,331 Building $316,191
2022	$4,262.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Verizon.

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