Preble County property record for 2805 Toby Rd, Eaton, OH 45320
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 1 ba · 1,386 sqft · built 1900 |
| Lot Size | 9.5 acres (413,820 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,908 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | F21-8124-200-00-005-000 |
| Primary APN | F21-8124-200-00-005-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Upper Floors Area | 398 sqft |
| Basement Area | 199 sqft |
| Unfinished Basement | 199 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 413,820 sqft (9.5 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 357 sqft |
| Lean-To | 560 sqft |
| Poultry House | 640 sqft |
| Heating System | Central |
|---|---|
| Sewer | Connected |
| Water Source | Private |
| Street Address | 2805 TOBY RD |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-9659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | E MID PT NE |
| Legal Range | 1E |
| Legal Township | 8N |
| Legal Section | 24 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 460100 |
Source: Preble County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2805 TOBY RD, EATON, OH 45320-9659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 19, 2007 |
| Transfer Doc | 260/0880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 2805 TOBY RD, EATON, OH 45320-9659 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000427/380 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 427/380 |
| Instrument | 202100006478 |
| Name | FREEDOM 1ST CU INC |
|---|---|
| Type | Credit Union |
| Address | EATON, OH 45320 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Preble County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| County Subdivision | Jackson Township |
| Unified School District | National Trail Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,908.00 (-9.27%) Homeowner's exemption | $54,600 (-) Land $25,410 Building $29,190 | |
| 2024 | $2,103.00 (+15.55%) Homeowner's exemption | $54,600 (-) Land $25,410 Building $29,190 | |
| 2023 | $1,820.00 (+10.24%) Homeowner's exemption | $54,600 (+28.32%) Land $25,410 Building $29,190 | $156,010 (-) Land $72,610 Building $83,400 |
| 2022 | $1,651.00 Homeowner's exemption | $42,550 Land $19,270 Building $23,280 | |
| 2020 | $156,010 Land $72,610 Building $83,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Blue Sky Wireless Fixed Wireless | 100 / 50 |
5G (outdoors only) and 4G LTE
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