2231 Toby Rd, Eaton, OH 45320 Property Records

Preble County property record for 2231 Toby Rd, Eaton, OH 45320

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,306 sqft · built 1900
Lot Size1.4 acres (60,984 sqft)
OwnerIndividual Name on Record
Tax Bill$1,405 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Nov 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNF21-8124-400-00-004-000

Property Details

APN / Parcel Number

Primary APNF21-8124-400-00-004-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,306 sqft Living Area
1st Floor Area1,306 sqft
Upper Floors Area492 sqft
Attic Area492 sqft
Basement Area653 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialShingle
Lot Area60,984 sqft (1.4 acres)
TerrainRolling
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area50 sqft
Poultry House360 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected
Water SourcePrivate

Location & Zoning

Street Address2231 TOBY RD
CityEATON
StateOH
Zip45320-9659
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSE E CENT PT
JurisdictionPREBLE OH
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1042
Census Tract460100

Owner

Source: Preble County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2231 TOBY RD, EATON, OH 45320-9659
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Nov 30, 2023Affidavit of Death of Joint Tenant, Transfer
Nov 3, 2022Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2023
Deed SaleNov 30, 2023
Prior SaleJun 23, 2005 · Amount on Record
Deed Document Number1525
Deed Book / Page233 / 1883
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Property Address2231 TOBY RD, EATON, OH 45320-9659
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2231 TOBY RD, EATON, OH 45320-9659

Mortgage

Document Number000427/722
DateNov 15, 2021
Book Page427/722
Instrument202100006551
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueOct 19, 2031

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionPREBLE OH
Recording DateNov 30, 2023
Property Address2231 TOBY RD, EATON, OH 45320-9659
Document Number000451/310
Book / Page451 / 310
Instrument DateNov 1, 2023
Instrument202300004705
Transaction TypeTransfer
Record UpdatedDec 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2231 TOBY RD, EATON, OH 45320-9659

November 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionPREBLE OH
Recording DateNov 3, 2022
Property Address2231 TOBY RD, EATON, OH 45320-9659
Document Number00440/1304
Book / Page440 / 1304
Instrument DateNov 3, 2022
Instrument202200005622
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2231 TOBY RD, EATON, OH 45320-9659

Transferred To (Grantee/Buyer)

NameVerified Name
Address2231 TOBY RD, EATON, OH 45320-9659

Tax Assessment & Valuation

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyPreble County
County SubdivisionJackson Township
Unified School DistrictNational Trail Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,405.00 (-1.4%) Homeowner's exemption$42,290 (-) Land $7,950 Building $34,340
2024$1,425.00 (+0.49%) Homeowner's exemption$42,290 (-) Land $7,950 Building $34,340
2023$1,418.00 (+12.36%) Homeowner's exemption$42,290 (+25.19%) Land $7,950 Building $34,340$120,800 (-) Land $22,700 Building $98,100
2022$1,262.00 Homeowner's exemption$33,780 Land $7,250 Building $26,530
2020$120,800 Land $22,700 Building $98,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Watch TV
Fixed Wireless
400 / 40
Blue Sky Wireless
Fixed Wireless
100 / 50

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