2041 Toby Rd, Eaton, OH 45320 Property Records

Preble County property record for 2041 Toby Rd, Eaton, OH 45320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,554 sqft · built 1987
Lot Size3.5 acres (152,721 sqft)
OwnerIndividual Name on Record
Last Sale$153,500 (Aug 2004)
Tax Bill$2,303 (2025)
Deeds & MortgagesFeb 2007 Mortgage
Flood ZoneZone X (minimal risk)
APNF21-8124-400-00-002-000

Property Details

APN / Parcel Number

Primary APNF21-8124-400-00-002-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,554 sqft Living Area
1st Floor Area1,554 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialShingle
Lot Area152,721 sqft (3.5 acres)
TerrainRolling
Garage TypeAttached
Garage Area1,434 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourcePrivate

Location & Zoning

Street Address2041 TOBY RD
CityEATON
StateOH
Zip45320-9659
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSE COR SE
Legal Range1E
Legal Township8N
Legal Section24
JurisdictionPREBLE OH
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1042
Census Tract460100

Owner

Source: Preble County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2041 TOBY RD, EATON, OH 45320-9659
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2004 · Amount on Record
Deed SaleAug 6, 2004 · Amount on Record
Deed Document Number200454133
Deed Book / Page219 / 1263
Last Transfer DateSep 29, 2008
Transfer Doc278/1360
Record UpdatedSep 20, 2026

February 2007: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPREBLE OH
Recording DateFeb 20, 2007
Property Address2041 TOBY RD, EATON, OH 45320-9659
Document Number00259/0810
Book / Page259 / 0810
Map ReferenceDD374 PG236
Instrument DateFeb 12, 2007
Instrument200700077938
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanySOUTHWESTERN OH TITLE AGENCY LLC, SOUTHWESTERN OHIO TITLE AGEN

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2041 TOBY RD, EATON, OH 45320-9659

Mortgage

Document Number200700077939
DateFeb 20, 2007
Instrument200700077939
Lender
NameTHE SOMERVILLE NATIONAL BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 1, 2037
Interest
Rate TypeAdjustable Rate
Rate6.75%
AdjustableAdjustable Rate Rider
Change FrequencyAnnually
Min Rate At Change6.75%
Max Rate At Change8.75%
Index1-Year T-Bill
Max Rate11.7%

Tax Assessment & Valuation

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateOhio
CountyPreble County
County SubdivisionJackson Township
Unified School DistrictNational Trail Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,303.00 (-1.41%) Homeowner's exemption$71,190 (-) Land $13,720 Building $57,470
2024$2,336.00 (+0.52%) Homeowner's exemption$71,190 (-) Land $13,720 Building $57,470
2023$2,324.00 (+9.99%) Homeowner's exemption$71,190 (+21.51%) Land $13,720 Building $57,470$203,400 (-) Land $39,200 Building $164,200
2022$2,113.00 Homeowner's exemption$58,590 Land $12,670 Building $45,920
2020$203,400 Land $39,200 Building $164,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
Blue Sky Wireless
Fixed Wireless
100 / 50
AT&T
Fixed Wireless
25 / 3
BridgeMAXX Suncoast Broadband
Fixed Wireless
10 / 1

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