2511 Toby Rd, Eaton, OH 45320 Property Records

Preble County property record for 2511 Toby Rd, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1958
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$144,500 (Sep 2021)
Tax Bill	$1,541 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`F21-8124-400-00-001-000`

Property Details

APN / Parcel Number

Primary APN	`F21-8124-400-00-001-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	26,136 sqft (0.6 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	2511 TOBY RD
City	EATON
State	OH
Zip	45320-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE NW PT
Legal Range	1E
Legal Township	8N
Legal Section	24
Jurisdiction	PREBLE OH
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1042
Census Tract	460100

Owner

2511 Toby Rd is owned and occupied by an individual who bought it in September 2021.

Source: Preble County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	2511 TOBY RD, EATON, OH 45320-9659
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 1, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Prior Sale	Dec 21, 2007 · Amount on File
Deed Document Number	20215066
Deed Book / Page	424 / 297
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Recording Date	May 27, 2026
Property Address	2511 TOBY RD, EATON, OH 45320-9659
Document Number	0000002222
Book / Page	479 / 1157
Instrument Date	May 8, 2026
Instrument	20262222
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 TOBY RD, EATON, OH 45320-9659

Mortgage

Document Number	0000002222,
Date	May 27, 2026
Book Page	479/1157
Instrument	20262222

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Sep 1, 2021
Property Address	2511 TOBY RD, EATON, OH 45320-9659
Document Number	424/297
Book / Page	424 / 297
Instrument Date	Aug 17, 2021
Instrument	202100005066
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$433.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2511 TOBY RD, EATON, OH 45320-9659

Mortgage

Document Number	202100005067
Date	Sep 1, 2021
Instrument	202100005067

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2511 Toby Rd was $1,541 with a homeowner's exemption, down 1.3% from the year before.

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Jackson Township
Unified School District	National Trail Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,541.00 (-1.34%) Homeowner's exemption	$46,690 (-) Land $5,740 Building $40,950
2024	$1,562.00 (+0.51%) Homeowner's exemption	$46,690 (-) Land $5,740 Building $40,950
2023	$1,554.00 (+39.87%) Homeowner's exemption	$46,690 (+57.84%) Land $5,740 Building $40,950	$133,400 Land $16,400 Building $117,000
2022	$1,111.00 Homeowner's exemption	$29,580 Land $5,180 Building $24,400
2020			$133,400 Land $16,400 Building $117,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2511 Toby Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2511 Toby Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Blue Sky Wireless Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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