96129 Dowling Dr, Yulee, FL 32097 Property Records

Nassau County property record for 96129 Dowling Dr, Yulee, FL 32097 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2022
Square Footage	2,962 sqft Heated Area
Lot Size	25,664 sqft (0.589 acres)
Occupancy	Owner Occupied
Last Sale	$110,000 (2021)
Tax Bill	$8,589.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`45-3N-28-121L-0039-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,962 sqft Heated Area
Gross Area	4,007 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Construction Type	Wood Construction
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	25,664 sqft (0.589 acres)
Pool Area	336 sqft Pool
Porch	Open Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	96129 DOWLING DR
City	YULEE
State	FL
Zip	32097-6320
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 39 LANCEFORD PB 6/356
Legal Range	28E
Legal Township	03N
Legal Section	45
Legal Subdivision	LANCEFORD
Legal Lot Number	39
Jurisdiction	NASSAU FL
Minor Civil Division	YULEE
Census Blockgroup	1
Census Block	1019
Census Tract	50308

Owner

Source: Nassau County records · APN 45-3N-28-121L-0039-0000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	96129 DOWLING DR, YULEE, FL 32097-6320
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2021	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Mar 26, 2019	Loan Modification, Mortgage FIRST FED'L SVGS BK
Feb 01, 2017	Loan Modification, Mortgage CBC NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2021 · Amount on Record
Deed Sale	Dec 01, 2021 · Amount on Record
Prior Sale	Feb 14, 2007 · Amount on Record
Deed Doc Number	202145044273
Deed Book / Page	2517 / 1732
Record Refreshed	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 01, 2021
Property Address	96129 DOWLING DR, YULEE, FL 32097-6320
Document Number	0025171732
Book / Page	2517 / 1732
Map Reference	MB 6 PG 356-358
Instrument Date	Nov 23, 2021
Instrument	202145044273
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 445, FERNANDINA BEACH, FL 32035-0445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11933 HOOD LANDING RD, JACKSONVILLE, FL 32258-2028

Mortgage

Document Number	0025171734
Date	Dec 01, 2021
Instrument	2517/1734

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 01, 2024
Change Frequency	6 Months
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	10.7%

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	96129 DOWLING DR, YULEE, FL 32097-6320
Document Number	0022651514
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2248 S 8TH ST FERNANDINA BEACH FL 320343097, FERNANDINA BEACH, FL 32034-3097

Mortgage

Document Number	0022651514
Date	Apr 02, 2019
Book Page	002265/001514
Instrument	45010421

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank (FSB)
Address	FERNANDINA BEACH, FL 32034

Agreement

Term	60 Months
Due	Apr 01, 2024

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	96129 DOWLING DR, YULEE, FL 32097-6320
Document Number	0021080823
Book / Page	002108 / 000823
Instrument Date	Feb 01, 2017
Transaction Type	Mortgage
Record Updated	Mar 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2248 S 8TH ST FERNANDINA BEACH FL 320343097, FERNANDINA BEACH, FL 32034-3097

Mortgage

Document Number	0021080823
Date	Mar 22, 2017
Book Page	002108/000823
Instrument	8483

Lender

Name	CBC NAT'L BK
Type	Bank
Address	FERNANDINA BEACH, FL 32034

Agreement

Term	24 Months
Due	Mar 21, 2019

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,589.00 (+1.2%) Homeowner's exemption	$599,891 (+2.9%)	$662,387 (+7.79%) Land $125,000 Building $537,387
2024	$8,487.00 (+8.89%) Homeowner's exemption	$582,984 (+10.37%)	$614,544 (+11.23%) Land $100,000 Building $514,544
2023	$7,794.00 (+509.86%) Homeowner's exemption	$528,217 (+521.43%)	$552,476 (+549.97%) Land $100,000 Building $452,476
2022	$1,278.00	$85,000 Land $85,000	$85,000 Land $85,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 20% of Florida
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

96129 Dowling Dr, Yulee, FL 32097 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2019: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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